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Letter from the editors



                 here is no shortage of news about the rap-
                 idly changing payments sphere. For years,
                 industry veterans and advisers have given
        T presentations, participated in panels, writ-
        ten articles, offered training programs, hosted webi-
        nars and podcasts, and organized entire events geared
        toward alerting payment professionals to disruption
        in our realm, the current and likely future impacts,
        and how to adapt and find new opportunities in an
        environment that continues to transform. So the chal-
        lenge for many isn't lack of awareness of the pitfalls
        and possibilities ahead; it's lack of clarity on specific
        steps to take right now, as well as persistence of old
        habits that no longer produce results.
        This  issue's  lead  article  gets  into  the  nitty  gritty  of
        how ISOs and merchant level salespeople (MLSs) can
        thrive through specialization. It contains insights, ad-
        vice and actions proven to be effective by a number of
        industry leaders who have forged ahead and are of-
        fering a helping hand to those on the brink of a new
        future.

        Also inside, are contributions from industry experts                           Bridge the Gap
        who have taken time from their busy lives to speak
        to the feet on the street. Topics explored include the                             between your
        rationale for redefining "merchant services" to include
        bundled value-added products and services that help                         advertising dollars
        businesses grow; tips on helping merchants with PCI
        compliance; lessons to be learned when you lose a                              and bottom line.
        sale; mixed, conflicting messages from local, state and
        federal governments when it comes to cannabis sales
        and payments; and potential detrimental effects of the        Customized advertising campaigns
        CFPB's recent decision to restrict arbitration in favor of    to fit any size company and budget.
        class-action lawsuits.
                                                                      • Spotlight Innovators’ Pages
        In this issue, we also introduce our new Street Smarts
                                                       SM
        author, Steven Feldshuh. He's using the moniker Talk              (frequently updated content)
        to Steve in our MLS Forum, and he's eager to strike up        • Print (various size options)
        some stimulating, edifying conversations with you,
        our readers.                                                  • Resource Guide listing

        In the news, we've reported on Uber's agreement to                (print/online/front page (option))
        FTC privacy guidelines, growth in contactless pay-            • Email Blasts (to GS readership)
        ments, the end of Operation Choke Point, ClearSales'
        chargeback-prevention road show, a bold cyberse-              • Online (website/twice month newsletter)
        curity law enacted by New York State, Square's new
        showroom in lower Manhattan; dismissal of a CFPB              • Video
        lawsuit against several payment companies; and Fit-           • Bundle advertisng campaign discounts*
        bit's entrance into payments.

        And once again, we present recent industry and                            Danielle Thorpe
        company milestones, as well as product and com-
        pany profiles. If you'd like your company to be pro-                           AVP Media Partnerships
        filed, or if you have other relevant requests or feed-
        back, contact us at greensheet@greensheet.com. And we              707-284-1686
        continue to appreciate the press releases you send to
        press@greensheet.com.

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