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InsideGS

Cover Story Company Profile
Retail revitalization underway.....................................................1 Transaction Services
By Ann Train Single, comprehensive infrastructure for acquiring ......25
Despite predictions that a retail apocalypse is eminent due to record Education
U.S. store closings in recent years, retail performance overall has
more than weathered the storm. Street Smarts SM
News Briefs The pain in practicing ....................................................................36
By Steven Feldshuh, Merchants' Choice Payment Solutions East
Bank of Ireland, WorldFirst deliver Like musical proficiency, mastering merchant services entails learn-
world payments to U.S. SMBs ....................................................10 ing and remembering essentials – and practice, practice, practice
Trustonic receives FIPS 140-2 certification .........................10 – so that your messages are heard and appreciated.
Google takes mobile payments to India ..............................10 Who will win the mobile wallets war? ...................................40
By Don Bush, Kount Inc.
1-click checkout now out of Amazon's control ..................10
With dozens of options available and no clear leader, many mer-
NFC Forum boosts interoperability, chants wonder who will win the mobile wallet wars. What will it take
quality, differentiation, metrics................................................10 for a mobile wallet to be the go-to payment source?
Apple's Face ID faces uphill challenge ...................................10 New Product
SEC uncovers massive breach ....................................................10 Portable reader for all types of payment .............................42
Payments leader Biff Matthews retires .................................10 Inspiration

Industry Update ...............................................................................12 Get time on your side ....................................................................43
Views Departments

Insider's report on payments: Letter From the Editors ....................................................................5
Data security should be national priority............................20 Readers Speak ......................................................................................8
By Patti Murphy, ProScribes Inc Spotlight Innovators ......................................................................30
The Equifax hack revealed in September 2017 should be a loud Resource Guide .................................................................................44
wake-up call for policymakers, consumers and any organization that Advertiser Index ...............................................................................54
touches consumer financial information.
The death of interchange ............................................................23
By Brandes Elitch, CrossCheck Inc.
For many years, retailers have complained the cost of payment
processing is too high. The major card brands aren't motivated to
change this, but new players are poised to change the game.

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