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Letter from the editors



                     ith new technologies come new oppor-
                     tunities for good or ill. Given the bra-
                     zen breaches pulled off against Equifax,
        W the SEC and Deloitte, along with other
        confirmed and suspected attacks on U.S. government
        systems and social networks, it can seem at times
        that  criminals  and  bad  actors  have  the  upper  hand.
        However, the payments industry and retailers we
        serve are far from paralyzed. Efforts within our realm
        to develop and implement superior transaction data
        security at every point on the payments chain, as well
        as provide new services to empower retailers continue
        unabated. And merchants, facing new realities when it
        comes to shopper habits and preferences, are adapting
        to revolutionize the retail sector.

        This issue's lead article takes a dive into the smart steps
        retailers are taking so they can prosper by providing
        consumers the kind of  shopping experiences  they
        desire. Working toward the same ends are forward-
        thinking payment technology enterprises. Knowing the
        determined innovators interviewed for this article are
        on the job, one can't help but feel a sense of optimism.
                                                                                       Bridge the Gap
        Another cause for optimism is the strategic thinking
        and advice offered by industry experts contributing to                             between your
        this installment of The Green Sheet. Topics addressed
        are the rationale for making data security a national                       advertising dollars
        priority; the potential for new players in the payments
        sphere to bring about the demise of interchange; mobile                        and bottom line.
        wallets vying for dominance, with none winning the
        top spot yet; and, back to basics, the imperative to
        practice, practice, practice if you want to master the        Customized advertising campaigns
        merchant level salesperson game.                              to fit any size company and budget.

        The news briefs herein introduce some of the stories          • Spotlight Innovators’ Pages
        posted recently online at  www.greensheet.com. These
        include industry leader Biff Matthews' retirement;                (frequently updated content)
        a Bank of Ireland and WorldFirst partnership to               • Print (various size options)
        bring global payments to U.S. SMBs; Google's mobile
        payments  initiative  in  India;  the  expiration  of         • Resource Guide listing
        Amazon's 1-click checkout; new NFC Forum specs for
        interoperability, quality, differentiation and metrics;           (print/online/front page (option))
        and challenges associated with Apple's Face ID; among         • Email Blasts (to GS readership)
        others. News of recent breaches is ongoing and posted
        online.                                                       • Online (website/twice month newsletter)
        Also included, of course, are product and company             • Video
        profiles,  along  with  updates  on  noteworthy               • Bundle advertisng campaign discounts*
        achievements in the payments world, including
        appointments, acquisitions, partnerships, research,
        awards, best practices, legal settlements and rulings,                    Danielle Thorpe
        rebrandings, new merchant programs, and more.
        If you're working in the payments sphere, we'd love                            AVP Media Partnerships
        to  receive  news  of  your  professional  achievements
        and company milestones at  press@greensheet.com.                   707-284-1686
        And please send your questions and comments to
        greensheet@greensheet.com.   .

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