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Letter from the editors



                   .S. federal, state and local governments;
                   law enforcement agencies; medical
                   response teams; firefighters; relief agen-
        U cies;  nonprofit  organizations;  and  count-
        less individual volunteers are at this very  moment
        contributing resources to emergency relief and disas-
        ter recovery efforts in areas devastated by hurricanes
        in Texas, Florida, the U.S. Virgin Islands and Puerto
        Rico; firestorms in California; as well as a recent a
        deadly attack on concert-goers in Las Vegas.

        Amid these tragedies, many payment companies are
        donating to humanitarian efforts while also helping
        merchants hit by disaster get back up and running
        and prepare for what we all hope will be a bustling
        and profitable year-end holiday season marked by
        generosity and kindness.

        This issue's lead article contains insights shared by
        several  members  of  The  Green Sheet  Advisory Board
        on key issues for merchants, ISOs and MLSs in the
        lead up to this holiday season, along with what folks
        are doing to help merchants thrive in an increasingly
        complex and changing shopping environment.                                     Bridge the Gap
        Industry experts have also contributed informative
        articles on a range of compelling topics, including how                            between your
        to decide what multiples to pay out during a residual
        sale; an effective plan for cross-selling to merchants;                     advertising dollars
        guidelines for working with creative people; how to
        make merchants love you instead of bringing lawsuits                           and bottom line.
        against you; and what to do if regulators inquire about
        activities they believe might qualify you as a money
        transmitter or money service business.                        Customized advertising campaigns
                                                                      to fit any size company and budget.
        We've also prepared company and product profiles,
        highlights from news posted recently at www.greensheet.       • Spotlight Innovators’ Pages
        com/breakingnews.php?flag=previous_breaking_news,
        and brief items on the latest milestones in our realm,            (frequently updated content)
        such as appointments, honors, settlements, initiatives,       • Print (various size options)
        partnerships, acquisitions, research and more.
                                                                      • Resource Guide listing
        As of press time, The Green Sheet Inc. is surrounded by
        unprecedented destruction wrought by several fires                (print/online/front page (option))
        burning  in  the  San  Francisco  Bay  Area's  North  Bay,    • Email Blasts (to GS readership)
        where our offices and several staff members' homes are
        located. We remain safe, with houses intact thus far,         • Online (website/twice month newsletter)
        but we learned that some members of the Petaluma-
        Calif.-based CrossCheck team lost their homes to the          • Video
        flames. Our thoughts are with them at this difficult          • Bundle advertisng campaign discounts*
        time. With them and other victims in mind, we hope
        you will devote some of your holiday spending to a
        charity of your choice.                                                   Danielle Thorpe

        Has  your  company  given  back  to  your  community                           AVP Media Partnerships
        in an innovative way? We'd love to hear about it
        at  greensheet@greensheet.com. And, as always, we                  707-284-1686
        want to see your latest news land in our inbox at
        press@greensheet.com.   .

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