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Spotlight Innovators

irecard North America is a leader in the
payments industry, providing end-to-end,
omnichannel solutions for many of the world’s
W most respected corporations. Driven by user
experience and commitment to security and innovation,
Wirecard has launched more than 2,500 programs and
assembled an expert team with broad experience in the pay-
ments industry. Wirecard North America is part of Wirecard
AG, a global technology group that supports companies in
accepting electronic payments from all sales channels.
What’s New:
Grow and scale your business

with global leader Wirecard

irecard brings a heritage of innovation to the U.S. market. For 18 years, the global leader in payment card
issuing and merchant acquiring has helped businesses leverage advanced technologies to make payments
easy, secure and frictionless. Wirecard provides merchants with complete digital ecosystems that include
W innovative processes in the area of issuing and acquiring as well as digital value-added services such as data
analytics. Today, Wirecard enables hundreds of thousands of large, medium and small corporate customers to use state-
of-the-art solutions for their sales channels – whether online, mobile or through a digital point of sale (ePOS). Together
with its partners and clients, Wirecard has implemented an array of payment schemes and front-end and back-end solu-
tions for millions of end-users worldwide.

Wirecard's diversified portfolio includes state-of-the-art technology, real-time reporting and cross-border, omnichannel
solutions. The company continually optimizes its mobile, virtual and physical payment cards and end-to-end technology
solutions.
Wirecard draws on a deep well of resources, products and innovation that allows us to very much tailor services to each
client's business model and target markets," said Deirdre Ives, Managing Director of Wirecard North America, in an
interview at Wirecard's office in Conshohocken, Pennsylvania.

Wirecard acquired Citi Prepaid Services in March 2017, where Ives led a series of commercial card and electronic payment
initiatives for 20 years. She says she looks forward to helping North American partners leverage Wirecard's global network
and international payment expertise to compete in the increasingly global payment marketplace.

"Wirecard has made smart investments in major regions around the world, leaving management in place and relying on
their expertise in each market," Ives said. "Our entry into North America follows that model."

Brandable, customizable solutions
Combining its North American expertise in issuing and payments solutions with a decades-long track record of worldwide
mobile solutions, ecommerce and acquiring, Wirecard is now in a position to bring scalable, innovation-driven solutions
to businesses of all sizes. In 2018 and beyond, some of Wirecard‘s primary target areas for the US include mobile payments,
ecommerce solutions, security and end-to-end payment processing.

Mobile payments

Wirecard's white label mobile payment solutions support multiple currencies and languages. ISOs and acquirers can
brand and scale these services, enabling large and small merchants to accept in-app payments, mobile money and popular
mobile wallet schemes. Wirecard's mPOS software development kit (SDK) simplifies integration with mobile payment
card readers and POS systems. These PCI-compliant solutions support all mobile payment communications protocols,
including bar code, near field communication (NFC), Bluetooth Low Energy (BLE) and EMV (Europay, Mastercard and
Visa) contact and contactless payment methods and are in compliance with Payment Card Industry (PCI) data security
standards (DSS).

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