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Spotlight Innovators

Wirecard USA Market Insights: Full infographic available online

Ecommerce solutions
Wirecard's customizable ecommerce solutions support all major markets and currencies. Designed to be reliable, cost-
effective and transparent, they enable shoppers to transact in their favorite payment methods. A brandable Wirecard
checkout page authenticates consumers in real time and issues instant post-checkout confirmations. The DSS-compliant
checkout page can be easily integrated with websites and shopping carts.
In Europe, Wirecard also offers a full-service Wirecard Checkout Portal plug-in for small and midsize merchants that it
looks forward to introducing in North America. The configurable, online tool adapts to individual needs and choice of
payment methods. It's simple to set up and has no set-up or monthly subscription fees. Merchants pay only for what they
use. An additional online marketplace configurator, designed for European marketplace sellers, accelerates new account
sign-ups. Partners and resellers can use the secure online portal, which complies with all EU guidelines.
Optimal security, minimal risk

Wirecard's DSS-compliant tokenization solution protects credit card payments against unauthorized use. The solution
securely stores payment card credentials and replaces them with tokens when transacting in-store and online. This
removes sensitive payment card data from scope, mitigating risk and protecting merchants and consumers.

Wirecard provides real-time verification to help merchants assess prospective customers' ability to pay based on their
identity, address, age and creditworthiness profiles. Customized to each client's specific fraud criteria, these solutions
consolidate data from consumers and credit agencies within a decision matrix while screening for fraud and credit issues
using innovative technologies like artificial intelligence and machine learning. This gives merchants the ability to choose
which payment options to offer, protects against payment defaults and helps to optimize conversion rates.

Wirecard's Fraud Prevention Suite includes advanced analytics, simulation, rule processing and case management. These
modular security solutions can help merchants detect anomalies, are adaptable to individual requirements and can be
easily integrated into enterprise IT frameworks.
End-to-end payment processing, delivered

As a payment card issuer and acquirer, Wirecard is uniquely positioned to provide efficient worldwide access to its global
ecosystem for its clients in the U.S.

The company's end-to-end solutions support all major credit and debit cards and transaction currencies and offer enhanced
reporting through a secure web-based portal. The platform is continually updated to support emerging payment options
and meet payment industry and regulatory guidelines.

"We're fiercely good partners with big companies in the U.S., and we constantly ask them what they want that they don't
have today," Ives added. "Whether it's fraud prevention, loyalty programs or intelligence from our global networks, we
ask, 'Where do you want to take this, and how can we help you get there?'"

Learn more about Wirecard and its payment solutions for North America at wirecard.us.
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