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        Repurposed technology                                   who lost their homes. It also paid time off for those who
                                                                missed work. "Our staff is always quick to help others in
        Finding new ways to use old tools is a common theme     need as they contribute to victims of natural disasters and
        among disaster survivors, who are forced to "make do"   causes such as the American Cancer Society or Salvation
        with items at hand. Merchants typically don't think about   Army Angel Tree Program," said J. David Siembieda,
        POS technology until something breaks, but in some      CrossCheck President and CEO. "This time, the support
        cases, the POS is one of the few things left standing after a   will stay in house. All funding will be distributed directly
        catastrophic event. A battery-powered mobile device may   to our affected employees."
        be the only light in a room. A social media platform or
        call tracking service may be the only available avenue for   Andie Kolb, Senior Vice President for Business
        communication.                                          Development at QubeChain LLC, lives near Baton Rouge,
                                                                La., and was working for First Data Corp. in 2005, when
        Capoccia has seen some of Womply's merchants repurpose   Hurricane Katrina knocked out every cell tower and
        their online reviews during extreme conditions. "These   bank in her area. She said First Data absorbed many
        merchants had formerly used online reviews as a marketing   hurricane-related  costs and worked  around the  clock  to
        tool to get more customers and generate revenue," he said.   restore services to businesses, such as gas stations and
        "But when the power went out, they rapidly transformed   building supply companies, that served on the front lines
        [review sites] into public message boards, leveraging   of the relief effort. "Everyone came together to do the right
        available tools to survive these situations." Merchants   thing," she said. "It was about helping businesses reopen,
        used the online review space to update their hours,     and payments are a big part of that."
        connect customers with friends and families, and interact
        with their communities.                                 Kolb acknowledged hurricanes are part of life in Louisiana.
                                                                In 2016, her small community received 33 inches of rain in
        Chris Harper is Vice President of Communications at     30 hours. "It just sat on top of us and never moved," Kolb
        The Arbor Co., a senior living company that operates 32   said. "Ninety percent of the homes and businesses in our
        communities in 10 states. The company uses CallRail, a   parish were flooded. We had to be rescued by boat."
        call  service  and  advanced  analytics platform.  "CallRail
        gives us a feel for incoming traffic and knowledge of where   One night she went to sleep in a comfortable home, and
        calls originate," he said. "Beyond that, we use robo calling   the next day she had only her children, dogs, rain boots
        and call recording services, with the usual disclaimer that   and computer, Kolb recalled. "When you're in a disaster,
        a call may be recorded for training purposes."          you don't know what you need because you can't see
                                                                past that hour or day," she said. "You may need blowers,
        When Hurricane Harvey hit an Arbor community in         dehumidifiers, mops and brooms, but when people ask,
        a  Houston  suburb,  local  authorities and FEMA  routed   you don't always know what to say." After sheltering at a
        residents and staff in different directions. Harper needed   church that later became flooded, Kolb spent several days
        to stay connected with residents and their families.    at a friend's house with 15 others, building a pump out of
        Using a robo-call service, he sent a prerecorded message   PVC pipe to keep the water out. "It's amazing what you can
        to everyone on the company's call list. He also set up a   do with a little help from friends," she added.
        hotline on CallRail to keep staff and residents informed.
                                                                Without Internet or cellular service, Kolb had no idea
        "On the day of evacuation, we updated our message hourly,   her payments industry friends were helping until Dee
        and when Hurricane Irma hit our communities in Florida,   Karawadra's motorhome showed up at her house. Then
        it was 'rinse and repeat,'" Harper said. "We proactively set   her children saw a link to a crowdfunding campaign
        up a hurricane hotline for each community and published   that raised enough money to rebuild her home. Kolb said
        information for families. We had four communities       Karawadra, President and CEO at Impact PaySystem
        evacuated at different times in Jacksonville and Southern   LLC, and former payments industry executive Stephanie
        Florida." Madelyn Newman, Product Marketing Manager     Wooten, who is now President of Script Central Pharmacy
        at CallRail, said, "What's interesting about Chris's example   Group's Specialty Division, mobilized people from around
        is that CallRail doesn't replace existing phone service but   the country.
        sits on top of it, which makes it so valuable in situations
        like this."                                             "They figured out what I needed, shipped me supplies
        Taking care of our own                                  and even reserved a rental car for me at the airport," Kolb
                                                                recalled.  "This  experience  taught me  I'm stronger  than
        Petaluma, Calif.-based CrossCheck Inc. employees        I knew, and my friends are bigger than I imagined. The
        participated in Hurricane Harvey relief efforts in      people in this industry are my family. They stepped up
        September 2017. The following month, when the Tubbs     and did what had to be done without even asking."
        Fire devastated Sonoma County, their company came
        to  their aid with  a crowdfunding campaign  for staffers



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