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CompanyProfile

ISO/MLS contact:
Vlad Sadovskiy
President
1-877-621-9110
vlad@unifiedpayments.com
www.unifiedpayments.com

Global fintech for SMBs

iami-based Unified Payments, a subsidiary system, which can combine and aggregate individual
of Net Element Inc. since 2013, earned the portals," Sadovskiy said, which means sales partners can
No. 1 spot on the Inc. 500 list of America's manage multiple residual streams within one portal.
M fastest growing companies in 2012. Today
the fast pace continues with tech-driven, value-added He noted that partners can manage residual streams from
innovations. Most recently, Same-Day ACH (automated outside sources through Unified Payments' portal at no
clearing house) payments became an option on its gate- charge. In addition, the company subsidizes ISO partner
way for the benefit ecommerce and card-not-present business development and has created a lending program
merchant clients. for anyone who qualifies.
"Tapping into the ACH network creates a valuable "We've created a program that we internally call ISO
alternative for many merchants who need eCheck Incubator," Sadovskiy said. "You can start as an ISO with
processing, along with taking credit cards," said Vlad us, and you could start it from the agent level, and become
Sadovskiy, President of Unified Payments. "Additionally, a full direct processor through TSYS, and have front and
NACHA rules have evolved and Same Day ACH is offered back end controls all the way down. When it's time to sell,
by Unified Payments. We continue to offer the fastest we can accommodate the conversions for you, and you
funds availability to all of our merchants regardless of the get the maximum amount of money."
payment methods they choose to utilize."
The company also offers a true rent-a-BIN (bank
Since Net Element's acquisition of PayOnline in 2015, the identification number) program for qualified ISOs
online payment platform serving millions of consumers interested in registering and having portability built in.
and thousands of merchants across Europe and Asia has
undergone a beta launch in the U.S. market guided by Development of smart apps for Android, iOS and
Unified Payments, with full release slated in 2018. Windows devices is ongoing. "We believe that the business
of tomorrow is going to be conducted on smart terminal
"With the entrance of PayOnline in the United States and devices," Sadovskiy said. "We've Chosen Clover Mini,
getting certified here with direct processing relationships, Clover Flex and Poynt to be those devices. We created
we will finally be a global gateway from component to the a multi-POS offering, a cluster board of three different
entire business," Sadovskiy said. PayOnline offers plug-in systems."
capability compatible with most popular shopping carts.
As a certified developer for Poynt Co., Unified Payments
Also on the horizon and expected to be implemented by has developed several apps for the Poynt Apps
Q2 2018, Unified Payments was approved as a payment Marketplace, including gift card and other value-added
facilitator, which will further unify systems. "It will entail programs. For added flexibility its Window's-based
a few things," he said. "Number one, it will include our Aldelo and iOS-based Aptito smart POS systems are
PayOnline gateway on the front end. Number two, it will popular with merchants. Merchants can actually test a
include an omnichannel environment where by design it POS system for 90 days and if not completely satisfied
will be able to process card-present retail or restaurant, as make an exchange for another system Unified offers, he
well as card-not-present aggregated transactions." added.
Developer and ISO centric Unified Payments also rewards ISO partner achievements.

Unified Payments employs an in-house team of about 30 "The most successful ISO of the month can come and visit
developers, a considerable achievement for a midsize ISO. us, meet with executives and have a nice mini vacation on
"The team currently covers the development of smart us," he said. With a Miami vacation on the line, motivating
terminal applications and our internal Sales Central agents to board new merchants is seldom an issue for
Unified Payments' partners.
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