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ISOMetrics





        Experian                                •  84 percent of businesses surveyed believe they could reduce fraud risk if
                                                   they were certain about their customers' identities.
        confirms                                •  72 percent of businesses cited fraud as a growing concern.
                                                •  One in four consumers have abandoned transactions because too much
        growth in                               •  52 percent of businesses are still using passwords for fraud detection and
                                                   data was required to set up a new account.

                                                   protection.
        online fraud                            •  35 percent of consumers would transact more online if there were fewer
                                                   security hurdles.



                 xperian's Global Fraud and
                 Identity Report, published
                 Jan. 24, 2018, noted that       Maybe  we need  to rethink  this race to the bottom...
        E online fraud is a growing
        concern for businesses worldwide.
        In an effort to provide linkages to
        customer recognition, convenience,
        trust and fraud risk; researchers
        interviewed 5,500 consumers and 500
        business leaders between June and
        October 2017.

        Respondents included senior ex-
        ecutives  from  financial  institutions,
        payment providers, and online and
        mobile retailers in the United States,
        United Kingdom, Brazil, Singapore,
        China,  India,  Australia,  France,
        Spain, Turkey and South Africa.

        The following insights and data were
        among the report's highlights:
          •  Consumers expect security and       Tired of being promised the kitchen sink to find yourself circling the drain?
             a frictionless checkout experi-
             ence.                             Let’s be realistic.  We’re tired of seeing others’ impossible promises,
                                               because in the end, we know it’s all hype.
          •  Businesses are migrating to ad-
             vanced forms of authentication        We don’t do wake up calls, but we’ll throw in some business cards!
             to improve security and the cus-          The Merchant Store Promise:
             tomer experience.                         • 65 - 80% commission
          •  The ability to recognize and au-          • Transaction fees: 2 - 5 cents!
             thenticate customers is a major           • $1.00 - $4.50 statement fees!
             deterrent to fraudsters, who are          • Up-front cash!
                                                       • True revenue sharing!
             constantly evolving and becom-            • Wholesale equipment pricing!
             ing more resourceful.                     • Terminal and POS placement options!
          •  Approaches to friction at check-          • And, one-on-one support, when and how you need it!
             out vary by geographic region.
             Consumers in India and South          Real partner solutions for real agents!
             Africa, for example, are general-
             ly tolerant of security protocols,                                 To setup your custom agent program,
             including schemes that require           TheMerchantStore                  Contact us at: 844.898.2884
             them to validate their identi-           Minding your business      or Visit our website: MsiAgents.com
             ties, because it makes them feel
             protected; consumers in Turkey,   LIFETIME RESIDUALS  ::  UP-FRONT CASH  ::   WHOLESALE EQUIPMENT
             however, are less tolerant of                Merchant Store Inc. is a registered ISO/MSP of: Deutsche Bank AG; New York, New York;
             such measures.                            and Wells Fargo Bank, N.A., Walnut Creek, CA. American Express may require separate approval.

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