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March 26 2018  •  Issue 18:03:02

                   PCI SSC raises bar on data security






                                                                more proactive ongoing security within code, more use
                                                                of things like machine learning and artificial intelligence,
                                                                and similar types of dynamic security as well."

                                                                To usher in next-generation payment security, Lance J.
                                                                Johnson was appointed Executive Director of the PCI SSC
                                                                effective January 2018. A payment security veteran, he
                                                                brings  to  the  role  over  20  years'  senior  leadership  expe-
                                                                rience. He guided global risk management, data security,
                                                                fraud detection and control efforts at Visa; most recently,
                                                                he was Chief Operating Officer at Sequent Software Inc.

                                                                The PCI SSC has several projects underway designed to
                                                                make payment data security compliance more accessible
                                                                to merchants and service providers, as well as offer great-
                                                                er flexibility to software developers and system installers.
        By Ann Train                                            This article delves into top items on the council's 2018 pay-
                                                                ment security agenda and strategies advancing data pro-
                     hen the PCI Security Standards Council was   tection.
                     formed in 2006, the new payment standards
                     body assumed responsibility for advanc-    PCI DSS, TLS update
        W ing the Payment Card Industry (PCI) Data
        Security Standard (DSS) and PIN Transaction Security    On Feb. 1, 2018, PCI DSS version 3.2 went into effect. Ini-
        Standard, which had been promulgated and managed        tially released in April 2016, the update addresses several
        by founding members  American Express Co., Discover     known exploits to data security and compliance, and in-
        Financial Services, JCB International Credit Card Co. Ltd.,   troduces new sub-requirements for service providers, in-
        Mastercard and Visa Inc.                                cluding semi-annual segmentation checks and ongoing
                                                                documentation of cryptographic architecture.
        At that time, version 1.0 of the PCI DSS had been in place
        since 2004. It came about just as online commerce was   In the latest version, multifactor authentication became a
        gaining traction and attracting more sophisticated forms   requirement for all non-console administrative access to
        of fraud. Today, the PCI SSC oversees 12 standards, in ad-
        dition to assessor programs, certified solutions and online
        resources driven by global Participating Organization
        and Affiliate members and founders at the committee and   Contributed articles inside by:
        board levels, as well as various working groups, task forc-
        es and special interest groups.                          Brandes Elitch ........................................................................................23
                                                                 Steven Feldshuh ...................................................................................40
        "We've really gone through a renaissance in payments     Adam T. Hark ..........................................................................................44
        over the  last 10 years," said  PCI  SSC  Chief Technology   Dinesh Saparamadu ............................................................................47
        Officer Troy Leach. "We're looking at not only what has
        been introduced for payment innovation, but also secu-
        rity innovation. There are new ways that you can include                                        TOC on page 3



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