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Letter from the editors



                 oday's merchant level salespeople (MLSs)
                 can deliver a suite of payment options
                 that,  not  very  long  ago,  would  have  been
        T the stuff of science fiction. And the ability
        to provide merchants faster, safer more flexible pay-
        ment vehicles ‒ coupled with access to data and other
        features  that  enhance  business  operations  ‒  has  led
        to a transformation in the role of the MLS. The job no
        longer ends when a merchant account is signed; that
        moment is now the start of what can become a long-
        term, mutually beneficial partnership.

        This issue's lead article, the second in a series on part-
        nerships in payments, focuses largely on the MLS/
        merchant relationship: the ways in which it is chang-
        ing, the tremendous capabilities now at merchant's
        fingertips, and how to become a trusted adviser who
        helps merchants make sense of current technologies
        so they can harness them in ways that are tailored to
        their distinct businesses needs.

        The MLS is always central to the Street Smarts SM  col-
        umn, which beings the Education section of each is-
        sue. The current column takes us back in time to when                          Bridge the Gap
        the term MLS was coined, as well as when the notion
        of professional certification was first broached. Then                             between your
        it brings us up to the present with thoughts and ques-
        tions on the best working models for ISOs and MLSs.                         advertising dollars
        Join GS Online's MLS Forum (www.greensheet.com/fo-
        rums)  to  participate  in the  ongoing Street SmartsSM                        and bottom line.
        conversation.

        Other contributing writers in this magazine delve into        Customized advertising campaigns
        the ongoing challenges faced by cybersecurity profes-         to fit any size company and budget.
        sionals striving to protect systems and networks un-
        der relentless attack; how MLSs are well-positioned to        • Spotlight Innovators’ Pages
        take on the influx of payment facilitators; the multiple
        benefits of cash discount programs; and the ins and               (frequently updated content)
        outs of surcharging in states where the practice is now       • Print (various size options)
        legal.
                                                                      • Resource Guide listing
        Highlights from a number of recent news stories are               (print/online/front page (option))
        also provided, including updates on retail spending;
        consumer security concerns about biometric payments;          • Email Blasts (to GS readership)
        a new AmEx-GreenSky partnership; preparations for
        the Western States Acquirers Association's upcoming           • Online (website/twice month newsletter)
        show; Kroger's battle with Visa over interchange; the
        Treasury Department's easing of restrictions pertain-         • Video
        ing to key financial services sectors; and a report on        • Bundle advertisng campaign discounts*
        U.S. vulnerability to cybercrime. And you'll find our
        popular new product and company profile features.

        Have   you   been   sending   press  releases  to                         Danielle Thorpe
        press@greensheet.com? We draw substantially from                               AVP Media Partnerships
        your news for updates on industry appointments,
        partnerships, acquisitions, awards and more. Do                    707-284-1686
        you have questions or comments? Please email us
        at greensheet@greensheet.com.

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