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InsideGS










        Cover Story                                            Education

          Is cash discounting next big wave                      Place your trust with care ............................................................34
          in merchant services? .......................................................................1  By Jeff Fortney, TouchSuite LLC
           By  Patti Murphy                                        Placing your trust in the wrong person, company or situation can
           Helping to shift the cost of acceptance to consumers who pay   be damaging both financially and professionally, but placing your
           with debit and credit cards is gaining favor among payment pro-  trust is entirely in your control.
           fessionals. And cash discounts seem to be carrying the day.  Creating and using 'practice' appointments – Part 2 .....36
        News                                                       By Bill Pirtle, Clearent LLC
                                                                   When doing practice presentations, you can learn how to make
          News Briefs:                                             the best impression, ask probing questions, uncover and address
          FBI warns of impending global ATM cash-out blitz ........10  pain points, and respond to unexpected developments.
          Payments prominently featured in Inc. 5000 ....................10  Safeguarding loyalty and rewards programs ....................38
          Over 2,300 breaches exposed 2.6 billion                  By Don  Bush, Kount Inc.
          records in first half of 2018 .........................................................10  Most companies prioritize the security of payment and transac-
          New era begins for Verifone, Francisco Partners ...........10  tion information, but anything of monetary value is fair game to
                                                                   criminals, including loyalty and rewards programs.
          Security experts call for better detection,
           updates, as cyberattacks escalate ..........................................10  New Products

          Industry Update ...............................................................................12  Control and monitor devices
                                                                 with modular IoT gateway  .........................................................40
        Views
                                                                 High quality, low cost SIM card management  ..................41
          Overview of the California Consumer Privacy Act ..........20  Inspiration
           By Josh Herndon, Global Legal Law Firm
                                                                 Pause to evaluate every presentation ...................................43
           On June 28, 2018, California enacted the California Consumer
           Privacy Act of 2018. In 2020, when the act takes effect, it will apply   Departments
           to all businesses that sell to California consumers.  Letter From the Editors ....................................................................5

        Company Profile                                          Readers Speak:
                                                                 Time to prepare for California's new privacy law  ................8
          A-LIGN:                                                Spotlight Innovators ......................................................................22
          Cybersecurity compliance experts ..........................................27
                                                                 DateBook .............................................................................................42
        Education                                                Resource Guide .................................................................................52
                                                                 Advertiser Index ...............................................................................54
          Street Smarts SM
          Persistence pays off ........................................................................32
           By Steve Norell, US Merchant Services Inc.
           If 80 percent of all MLSs are basically functioning as order takers,
           how are you, as a competing MLS learning the ins and outs of the
           payments biz, going to rise above them?

















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