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Education




        Phone conversations still                                                           the most valuable tool we
                                                                                            all have in our toolbox: the
        integral to merchant services                                                       telephone,  and  more  spe-
                                                                                            cifically, the smartphone.
                                                                                            The appeal of newer
                                                                                            communication modes

                                                                                            Typically, I'm considered
                                                                                            an early adopter when it
                                                                                            comes to technology. I had
                                                                                            my first car phone in 1989
        By Jeff Fortney                                                                     and even had a Motorola
        TouchSuite LLC                                                                      Flip phone in the early
                                                                                            1990s. I text and use email
                  ecently, I had a need for a local mover. As I identified movers I was interested   regularly.  I  encourage
                  in talking with, they typically provided the opportunity to complete an online   merchant level salespeople
                  form requesting a call to discuss. I would then receive a confirmation email say-  (MLSs) to leverage all this
        R ing something like, "Thank you for your inquiry. We will be in touch shortly."    technology. They can be
                                                                                            powerful tools in sales and
        In most cases, I received a call the same day. We discussed my need, and they emailed me a   retention.
        proposal – an acceptable approach in today's digital world. However, one experience stood
        out, and not in a positive way.                                                     In addition, these forms of
                                                                                            communication have be-
        I had used my cell phone as a contact number. Instead of the confirmation email, I received   come  the  mode  of  choice
        a text asking how they could assist. I responded that I preferred discussing it with them,   for younger generations
        and they responded that they could move quicker if I just sent them a text with my needs.   (and even older genera-
        I stopped responding.                                                               tions; my wife would rath-
                                                                                            er text than call anyone).
        The texts I received were not rude or over the top. They were professional. But what they   They  can't  be  ignored  if
        missed was that I specifically said I preferred a call and wanted to discuss the situation. I   you  are going to  be suc-
        wanted to have a conversation.                                                      cessful.

        It's not that I am opposed to alternative forms of communication, like texting, emails and   The problem arises when
        various instant messaging apps, as well as social media. I just feel we have forgotten to use   they become a crutch to
                                                                                            avoid conversations or are
                                                                                            used instead of conversa-
                                                                                            tions.  Text  messages  may
                                                                                            say specifically what you
                                                                                            want to say (albeit in ab-
                                                                                            breviated form) but many
                                                                                            aspects of a real-time, ver-
                                                                                            bal conversation are miss-
                                                                                            ing.

                                                                                            Yet some processors have
                                                                                            dispensed with such con-
                                                                                            versations and now rely
                                                                                            exclusively on electronic
                                                                                            communications.      You
                                                                                            have an issue that needs
                                                                                            attention? Open an online
                                                                                            ticket, and they'll respond
                                                                                            within  24  hours.  Have  an
                                                                                            emergency? Use a form of
                                                                                            instant messaging on the
                                                                                            webpage.

                                                                                            This makes me wonder,
                                                                                            how many of the tickets
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