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Letter from the editors



                  t press time for this issue, President Trump
                  has just declared a national emergency at
                  the U.S. southern border. Pundits are pre-
        A dicting legal challenges will tie up this
        declaration in court for some time. Meanwhile, the
        economy is still strong. Indeed, we're in the midst of
        the  longest  economic  expansion  in  U.S.  history.  But
        will it remain so? This issue's lead article discusses the
        recent partial federal government shutdown, providing
        examples of specific businesses and sectors affected,
        as well as a discussion of short-term and potential
        long-term effects of the disruption to our economy and
        government services.

        The shutdown shows that major disputes among
        lawmakers can affect the payments sphere. So can
        other actions that garner less attention. One covered
        in Breaking Industry News is the Consumer Financial
        Protection Bureau's decision to drop plans to change its
        name while also planning to loosen some protections         Let me make it easy for you to
        against predatory lending practices. This is highlighted
        in News Briefs herein, along with other news such as        reach your target audience with
        the renewal of Visa's partnership with the NFL through
        the 2025 season, which portends well for contactless      a personalized custom advertising
        payments at sports stadiums and elsewhere; the                   campaigns to meet your
        National ATM Council's 50th anniversary celebration,
        with events scheduled throughout the year; real-time      companies individual needs today.
        rewards gain of recognition and steam; and alarming,
        rampant data abuse detailed in the 2018 End-if-Year Data
        Breach Report from CyberScout.                                 •  Spotlight Innovators’ Web Pages

        The contributing writers featured in this magazine offer       •  Custom Videos
        insights, guidance and updates on compelling issues,             (multiple level options available)
        including the $5.56 to $6.26 billion settlement between
        merchant plaintiffs  and  Visa, Mastercard  and key            •  Targeted Email
        banks ‒ the largest class action settlement in history;          Campaigns
        a rash of fraud-related incidents experienced in online        •  Resource Guides
        games such as account takeovers, friendly fraud, card
        testing and true fraud; what the MLS's toolbox should            (multiple options available)
        contain to foster success in today's payments world;           •  Print advertising
        what MCA companies can do about merchants who                    (multiple options available)
        default and drop out of sight; the challenges of hiring,
        training and supporting a sales team; and how can you          •  Online advertising
        improve your odds of success as an MLS by keeping an
        eye on the long game.                                         Bundle advertisng campaign discounts*

        If you want to scope out potential new partners
        and product offerings, you'll enjoy the product and          Danielle Thorpe
        company profiles herein, along with mentions of recent
        awards, milestones, partnerships, acquisitions, research           AVP Media Partnerships
        and  appointments  in  the payments community. We
        hope you find much that informs and motivates you                   707-284-1686
        within these  pages.  Let us know how  we're doing  at
        greensheet@greensheet.com. And remember to send your
        press releases to press@greensheet.com.                      Your bottom line will thank you.





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