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              Compute Engine or
              Amazon Web Servic-
              es.                        When your data is in the cloud, instead of being
              Also take into con-        stored on your own device, it is stored on offsite
              sideration the cost of      servers that can be accessed easily through web
              buying servers for
              each  location.  It  can           browsers. What are the pros and cons?
              quickly reach millions
              of  dollars,  depending
              on the infrastructure
              the business wants to   One con of cloud computing is that for some companies, replacing physical servers
              achieve. Plus, if a com-  with virtual ones can cause negative performance changes because of the lack of
              pany is sever based in   understanding of how cloud computing actually works.
              multiple data centers,
              are you really "hot     It all depends on the type of data and application. For example, running a report of 1
              swap" capable? More     million records stored on a physical server can take 10 to 15 minutes. Running the report
              than likely not. (A hot   via a 100 percent cloud-based system can be done in 2 to 3 seconds. The key, here, is that
              swap, as defined by     it be fully cloud based.
              technology   content
              provider TechTarget,    It's difficult to have partial hosting that involves physical servers and cloud-based servers.
              is the replacement of a   To fully appreciate the cloud-based performance pickup, it is strongly recommended
              hard drive, CD-ROM      that your whole system be cloud based. It is hard to piecemeal this.
              drive, power supply
              or other device with    I am seeing more companies than ever begin to migrate over to the cloud, and I don't
              a similar device while   see it slowing down anytime soon. Those who choose to not adapt may not survive due
              the computer system     to an inability to compete at as high a level as competitors who do embrace the cloud.
              using it remains in op-  As Charles Darwin said, "It is not the strongest or most intelligent who will survive but
              eration. The replace-   those who can best manage change."
              ment can be because
              of a device failure or,
              for storage devices, to   Nicholas Cucci is the co-founder/COO of Fluid Pay LLC and former director of marketing for NMI. Cucci is
              substitute other data.)  also a graduate of Benedictine University and a member of the Advisory Board and Anti-Fraud Technology
                                      Committee for the Association of Certified Fraud Examiners. Fluid Pay is a 100 percent cloud-based Level 1
           •  Multiple   products:    PCI payment gateway processing transactions anywhere in the world. Contact Nick at nick@fluidpay.com.
              In addition to every-
              thing else offered by
              cloud services, further
              benefits to becoming
              cloud based include
              products like static
              storage,  automated
              backups and manage-
              ment services.

           •  Scaling:   Resource
              scaling  is  a major
              advantage  to  using
              cloud-based systems.
              You no longer have
              to worry about the
              size of physical serv-
              ers and their perfor-
              mance    limitations;
              you can now simply
              scale your virtual ma-
              chines to provide the
              desired performance
              and scale systems on
              the fly.
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