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Education





              dealings affect your business is     Susceptible merchants are the ones these companies prey upon.
              a must at all times. It will help
              honest, hard-working individ-   Merchants want familiar faces to service their accounts. Little by little, we are
              uals put an end to the padding   changing the perceptions of ISOs and processors by delivering excellent service
              of interchange and deceptive    at a fair price. In a marketplace where it used to seem that price always won, it
              billing practices that persist in   no longer does. Merchants who have not been serviced in years are looking to
              some quarters of the industry.  start new relationships, and that's what we consider our bread and butter.

              MLSs need to be confident that   Building strong relationships at the MLS/agent level is what has helped us keep
              you are billing their customers   our edge and market share over the years; reduced attrition is the side effect.
              as quoted and that the proces-
              sor or ISO is not adding in hid-                                                      Safari Njema!
              den fees. This also pertains to
              merchant statements. If your    Dee Karawadra is president and CEO of Impact PaySystem, and Emily Karawadra is the company's
              agents can't figure out how to   chief financial officer. Since 2001, Impact PaySystem has been a leading provider of payment pro-
              read their monthly merchant     cessing technologies and services to merchants throughout the United States. Through alliances
              statements, how can they sell   with payments industry leaders such as Chase Paymentech, First Data, Buypass, Sage and more,
              a transparent program? In       Impact PaySystem offers tailored solutions to meet the unique needs of each merchant. Dee and
              the field, they spend a lot of   Emily will welcome your questions and comments at dee@impactpays.com and emily@impact-
              valuable time convincing pro-   pays.com, respectively.
              spective merchant customers
              that they are not like previous
              providers that disguised fees
              in their statements as inter-                Snapshot of Up Coming Events
              change.
           •  Protect your reputation: Hav-
              ing strong fundamental values
              in your ISO or MLS office can
              aid you in building your book
              of business. Your reputation in
              this industry tends to follow
              you. Although we are a huge
              industry with a lot of players,
              a bad egg is remembered. If
              you burn agents or their mer-
              chant customers with unfair                       September 18 - 19, 2019
              business deals, you will leave                     OMNI Rancho Las Palmas Resort
              footprints of your shifty deal-                            Palm Springs, CA
              ings behind. Despite the size of                     https://westernstatesacquirers.net/
              our industry, it functions like a
              small world and, as the saying
              goes, your reputation precedes
              you.
              Set your standards high, and
              stick to them no matter how
              tempting it might be, at times,
              to do otherwise. Remember,
              sometimes you will have to
              make an ethical call that may
              cost you money in the short
              term, but in the long run, it
              can save your reputation. We                   October 15 - 17, 2019
              all still run into unscrupulous                       Planet Hollywood
              sales agents whose mission is
              to make quick sales and then                            Las Vegas, NV
              never again touch the mer-                     https://www.natmc.org/nac2019-
              chants they snared.                               attendee-registration.html


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