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Spotlight Innovators

SAePay is a family-owned business based in
Los Angeles, CA. For over 15 years, the com-
pany has been assisting merchants with pay-
U ment solutions to fit their needs. USAePay's
payment gateway supports most of the major platforms
in the credit card industry and works with some of the
leading check platforms. USAePay is pleased to work
with most of the larger merchant service banks in the US
and Canada.

What’s New:
How secure is your gateway?

n today’s digital age, one of the most critical features of a pay-
ment gateway is security. In fact, most payment professionals
will tell you the payment gateway is what protects every trans-
I action. While this assessment isn’t that far off, other security
measures on the processing and merchant sides must also be in place
to complement the gateway’s security framework. Altogether, they
constitute a robust and risk-free environment that is safe from pay-
ment fraud.

“Having a certified, reputable and reliable gateway solution behind
transactions is paramount to ensuring a merchant’s payment services
architecture is 100% safe from outside intruders,” said Ben Goretsky,
CEO at USAePay. “This means the savvy merchant will want to know
details about gateway up time, credentials and version upgrade
practices before they sign on with any merchant services provider,
POS company or payment-enabled software maker.”

Due diligence pays off
Of course, if you’re one of these service providers, you will also want
to strategically align with a gateway partner that will back you and
your customers up every step of the way. Therefore, you’ll need to do
up-front due diligence to review security practices and how a gateway
service provider’s overall support model works long before you forge a partnership agreement or begin boarding customers.
Additionally, it is good to know what practices the third-party gateway provider has in place for communicating critical
information about security practices and certifications both to you, and more importantly, to your customer. If you’re
looking to integrate a third-party gateway into your software, you’ll also want to be assured the gateway partner is
completely forthcoming about their internal practices for upgrading security standards, and staying abreast of the latest
security initiatives within the payments industry.
A stellar record

“USAePay offers a documented 99.99% up-time and integrity record and an uncompromised promise that our technologies
are always in compliance with the latest security standards within the industry,” continued Martin Drake, President at
USAePay. USAePay is working around the clock to ensure security standards are always above par with the industry’s
requirements. The company’s #1 ambition is to “always be in compliance” and this commitment shows through in the
constant effort that is invested in keeping USAePay’s security standards above par, their success in maintaining a 99.99%
documented integrity record, and the continuous improvements they are making to their technologies to enhance security
and reduce risk.
USAePay is also careful to only align with merchant services, software and POS partners that are equally as committed
to security as they are, and those who will keep an open communication channel intact to always work collaboratively on
risk and security. Communication is also a key element to USAePay’s support package. It doesn’t matter if the relationship
involves a white-labeled program or is direct facing; USAePay understands their role in passing critical security-related
information through the partner and ensuring the right information gets to the end user.

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