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Letter from the editor




                            intech startups have been known          Connecting and
                            to view long-established pay-
                            ment companies and networks
                    F as bloated targets that will be                          Beyond
                    easy to pick off. And some observers have
        said the end is coming for entrenched enterprises in
        our sphere because they are held back by legacy infra-
        structures that no longer serve the needs of today's         Contact us today
        merchants and consumers. Yet, time and again, nimble,
        established payments professionals have proven the
        naysayers wrong. This includes you, our readers, who
        will likely find much in common with NCR Corp. and          For your personal
        Subway, two iconic brands featured in this issue's lead
        article that credit their partners and technology for
        fueling their continued growth.
                                                                       Discovery Call
        One industry expert contributing to this magazine
        also emphasized the role of partnerships, delving
        into why they are imperative for success and how to
        form relationships that will foster solid partnerships.
        Also  diving  into  relationships,  another  contributor
        spotlighted "profit rules" that help ISOs and MLSs
        remain ethical while also protecting their own interests
        when it comes to merchants who listen to radio station
        WIIFM—What’s in it for me? Other contributors bring
        good news about how and why the automated clearing
        house payment system's business is booming, as well
        as sad news about the passing of the Western States
        Acquirers and  The Green Sheet's own Stephen (Steve)
        Blaine Christianson—beloved husband, father of three,
        grandfather to five and bankcard industry stalwart.

        A number of stories posted under Breaking Industry       Spotlight Innovator Pages, Video Marketing,
        News on our home page (www.greensheet.com) are
        highlighted herein, including research revealing          Resource Guides, Target Email Campaigns.
        that synthetic fraud and outstanding credit balances
        on  suspected synthetic  accounts  at  U.S. financial
        institutions have fallen significantly since COVID-19         Amplify your message across
        emerged last March; the meeting of experts from
        government and  private sectors to discuss strategies         channels. Expand your reach
        for mitigating identity verification fraud while also
        improving access to digital services; a new podcast,        with pioneering, one-of-a-kind,
        Talk of Her Town, launched by NYC Fintech Women;               multimedia promotions and
        and  the cancellation  of  the  Northeast  Acquirers
        Association's annual conference, which had been slated     campaigns. Partner with us today.
        for April 6 to 8, 2021.

        Our new product and company profiles spotlight
        innovators in our realm, and the latest updates                         Rick Aston
        include new platforms and other releases, reports on              Media Partnership Specialist
        cryptocurrency and digital tools, strategic partnerships,
        acquisitions to foster growth, executive appointments,       Rick@greensheet.com
        and other milestones in payments. If you have questions
        or feedback for us, please send an email to greensheet@               707-284-1693
        greensheet.com, and please continue to send news of
        your breakthroughs and other developments to press@
        greensheet.com.

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