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Spotlight Innov
Spotlight Innovatorsators

SAePay is a family-owned business based in
Los Angeles, CA. For over 15 years, the com-
pany has been assisting merchants with pay-
U ment solutions to fit their needs. USAePay's
payment gateway supports most of the major platforms
in the credit card industry and works with some of the
leading check platforms. USAePay is pleased to work
with most of the larger merchant service banks in the US
and Canada.
What’s New:

Stronger together: NMI and USAePay

s Yogi Berra once said, when you come to a fork in the road, take it! That's exactly what NMI and USAePay did,
after years of deploying brandable, processor-agnostic solutions. A year into the global coronavirus pandemic,
with digital payments adoption soaring, the industry leaders took both roads. On Feb. 23, 2021, they merged
A their card-present and card-not-present specializations into a powerful payment platform and gateway. For
Vijay Sondhi, CEO at NMI, bringing together the two companies was the right move at the right time. "There's massive
consolidation going on in the industry," he said. "We felt we had to have scale and reach to help our partners scale faster
with better technology."

Ben Goretsky, CEO of USAePay, agreed that the winning combination of NMI's ecommerce expertise and USAePay's card-
present payments know-how will enable ISO, agent and processor partners to serve merchants across all channels. "We're
proud of the success we've had as an independent payments solutions provider," he said. "We look forward to enjoying
even greater success by combining our complementary capabilities and market coverage with NMI to support a wider
range of partners and their merchants."
You can listen to Vijay Sondhi, CEO at NMI, being interviewed on the Merchant Sales podcast here.

Everybody wins

Imagine having a single platform where you can design the ultimate customer experience for all of your merchants. The
NMI platform gives you the freedom and tools to create elegant solutions across all touchpoints that leverage your pay-
ment processing and unique individual brand.

• Ecommerce: Create electronic payments acceptance online with seamless shopping cart integrations, user-friendly
APIs and SDKs and more than 200 leading payment processors.

• In-store payments: Accept in-store payments with portable POS solutions and EMV-certified card readers. Use our
SDK to build your own EMV chip-enabled in-store POS solution.

• Mobile, in-app payments: Accept EMV card payments on the move with Apple and Android compatible turnkey
mobile applications and mobile POS devices. Enable your merchants to accept EMV card payments from anywhere
on phones and tablets.
• Unattended solutions: Accept EMV card payments in unattended settings like parking garages, vending machines
or taxi cabs. Choose from a growing list of self-service devices and easy to use SDKs and APIs.
• Seamless integrations: Improve time to market by leveraging our SDKs, API libraries and pre-certified drivers for
leading POS devices to simplify projects and deploy market-ready payment solutions across all vertical industries
and online, in-store, mobile and self-service channels.

Innovation at scale
NMI is a leading global payment enablement platform with offices in the U.S. and UK. Known for continuous technol-
ogy innovations, NMI solutions power next-generation payments, enabling ISOs, ISVs, banks and fintechs to focus on
what they do best. USAePay is a payment gateway company with over 20 years of experience and used by nearly 90,000
merchants. USAePay supports most major credit card industry platforms and works with leading check platforms and
merchant service banks in the U.S. and Canada. Together, the newly-formed NMI team processes more than 1.5 billion
transactions worth more than $100 billion in payments volume. The winning combination of talent and technology ce-
ments the company's leadership as a provider of flexible, white-label and fully acquirer-agnostic solutions.
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