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Letter from the editor




                         n the era of stand-alone terminals,   Empowering  & Connecting
                         the technology supporting pay-
                         ments was simple compared with                                      today’s
                    I the sophisticated advancements
                    behind today's wealth of flexible, integrat-                           payments
        ed payment solutions. Meeting the needs of merchants
        and other businesses seeking fast, convenient and
        secure payment-acceptance options is imperative for                            professionals
        today's payments professionals. The lead article is this
        issue is the second of a two-part series that takes a look
        at  the workings behind payments that enable  service
        providers to address these needs.

        Following Part 1's exploration of hardware's role in
        bringing physical security to digital commerce, this
        installment conveys insights from payments leaders
        about the mechanics behind today's transactions,
        which must be compliant as well as secure. Facilitating
        trusted transactions is no small feat at a time when the
        very POS is transitioning from payment-centric devices
        to distributed points of interaction in an omnichannel
        world. Is it just a matter of time before our favored
        acronym transitions from POS to POI?

        And how can merchant service providers transition to
        thrive in the world of embedded finance made possible      • Spotlight Innovator
        by the very advancements that are turning POSs into
        POIs? One of our contributing writers has taken on this      Web Pages: Capture prospects with
        topic, specifically delving into the three waves of fintech   branded, customized web pages for
        and what the third wave means for payments. Other
        advancements explored by our contributors include            innovators and leaders.
        the  advantages  to  cloud-based  processing,  the  need
        to embrace open APIs to truly unleash a technological      • Video Content Marketing: Educate
        revolution, and how thieves are taking advantage             and impress with animation and
        of popular features of gift cards to perpetrate fraud
        during the COVID-19 pandemic.                                white-board explainer videos.
                                                                   • Resource Guide: Grab attention with
        Recent news stories highlighted in News Briefs include
        a spike in fraud attempts during the pandemic; the           advanced mini ads in print and
        Executive Women's Forum on Information Security,             online.
        Risk Management & Privacy's call for speakers for its
        19th annual conference; a payments leader among the        • Targeted Email Campaigns: Reach
        Orlando Business Journal's class of 40 Under 40; infosec
        experts' commentary on the Facebook breach that               responsive professionals who know
        exposed the phone numbers of 533 million users of the        and trust The Green Sheet.
        platform; and an update on the Paycheck Protection
        Program.                                                      Rick Aston

        Also herein you'll find one reader's thoughts on the
        benefits of hyperautomation; new product and com-                   Senior Media Partnership Specialist
        pany profiles; words of inspiration; and updates on
        numerous milestones brought to our attention by you,              Rick @greensheet.com
        our readers, including awards, rebranding, outreach,
        partnerships, acquisitions, executive appointments and
        research. Please continue to send your news to us at               707-284-1693
        press@greensheet.com,  and  email your  questions,  com-
        ments and suggestions to greensheet@greensheet.com. We
        look forward to hearing from you.
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