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Spotlight Innov
                                           Spotlight Innovatorsators


            • Competitive Products and Services: EMS provides innovative, secure products and services including payment
              processing, surcharge programs, mobile and eCommerce payment acceptance, point of sale solutions, gift and
              loyalty card programs, payment gateways, virtual terminals, and web design. These programs add value and can
              help our Payment Partners stand out from the competition.
        Find your multiplier

        EMS works across numerous industries to provide customized merchant services programs that drive growth, loyalty,
        upsell opportunities, and customer success. At EMS, we are always seeking new horizons and opportunities for our
        Agents. Our Agent-first principles provide a solid foundation for growth because your success is our biggest priority.
        We will continue to enhance our products and services to help you become the trusted, knowledgeable source Payment
        Partners can confidently rely on for the best possible processing services. Contact us at 800-615-1330 or https://www.
        emscorporate.com/

                                                                            eadquartered in Troy, Michigan, award-win-
                                                                            ning North American Bancard is an industry
                                                                            leader in credit card processing, providing a
                                                                 H variety of merchant services that help client
                                                                 companies of all sizes develop solutions for payment
                                                                 processing, including credit, debit, EBT, check conversion
                                                                 and guarantee, gift & loyalty cards, and much more. As
                                                                 an MSP/ISO since 1992, North American Bancard is dedi-
                                                                 cated to offering the highest service levels, exceptionally
                                                                 competitive pricing, and the latest technology to its cli-
                                                                 ent companies, including Pay Anywhere, its proprietary
                                                                 point-of-sale (POS) solution. With over $34 billion worth
                                                                 of payments processed for more than 250,000 businesses
                                                                 every  year,  North  American  Bancard  is  determined  to
                                                                 help American business prosper.
        Reach your true potential as


        an NAB Integrated Partner.




                  t payments technology leader North American Bancard, our promise is to deliver a frictionless partner experi-
                  ence, providing innovation and savings to your merchants, and maximizing your revenue. We’ll achieve that
                  promise through our flexible, best-in-class Partnership Programs, unrivaled systems, processes, and technol-
        A ogy, and unparalleled support. With our flexible Partnership Programs, you choose your level of investment,
        risk, and control. Whatever arrangement you’re looking for, from Referral Partnerships to white-labeled ISV direct sales,
        we’ll help you find the best program for you based on several factors.
          • Vertical market and user base.
          • Average customer size.
          • Customer acquisition and user support channels.
          • Payment environment (hardware needed, recurring billing, omnichannel).
          • Potential risk to you from insolvent and/or fraudulent customers.
          • Cost of risk monitoring and mitigation.
          • PCI compliance and QSA expenses.
        We’ll help you tap into some of the most competitive Revenue Sharing Programs around, featuring big-time bonuses,
        reliable residuals, and satisfying spiffs. You’ll even access additional shared revenue buckets, including optional PCI
        compliance and statement fees. Then, there’s our Edge Program (Cash Discount + Flat Rate Pricing), allowing you to earn
        approximately 2.5x the average, non-Edge residual! You’ll also get access to our Sales Partner Portal to submit applications
        electronically, view your portfolio, and access important merchant details including deployment and support ticket
        tracking. You can even create custom marketing materials, watch comprehensive training videos, sign up for live training,
        access needed documents, and more. Meanwhile, your merchants will enjoy seamless enrollment in just minutes with
        minimal paperwork, frictionless, PCI-compliant processing, and continuous uptimes. As a full-service, front- and back-

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