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        since integrating with multiple APMs can be costly and          While debit cards are still
        time-consuming, this creates a potential headache for
        merchants looking to expand into this region.                 frequently used in Indonesia,

        This is where payment orchestration can help. According      research shows they score low
        to Pymnts, the global market for payment orchestration       in popularity, highlighting the
        platforms is also expected to grow 20 percent yearly
        between 2021 and 2026.                                        stronghold e-wallets have on
                                                                           everyday transactions.
        One payment orchestration partner gives access to
        hundreds of APMs, providing merchants one interface
        through which all transactions between themselves, their
        customers and their payment providers are initiated,    A  deep  understanding  of  consumer  preferences  across
        directed and validated. Furthermore, it automatically   this diverse region is essential in helping merchants create
        aggregates and processes data streams, giving merchants   tailored payment solutions. Armed with this knowledge,
        real-time analytics, and negotiates rates with a range of   payment orchestration can then integrate the APMs that
        payment service providers, utilizing intelligent routing   best align with local customer expectations to create a
        to manage international payments and local payment      positive user experience, increase conversions and boost
        methods.                                                brand loyalty.

        Payment orchestration + localization = APAC success
                                                                Kristin Gjerding is the CEO of CellPoint Digital, a fintech leader in pay-
        According to PPRO research findings, 44 percent of      ment orchestration that prides itself on  making payments easier for air-
        consumers abandon a purchase if their favorite payment   lines, travel companies and other international merchants and their cus-
        method isn't available, and this increases to 51 percent for   tomers. CellPoint's omnichannel Payment Orchestration Platform opti-
        millennials. This research also confirms that across APAC   mizes digital payment transactions, from cards or alternative payment
        nearly all consumers (94 percent) would consider using an   methods, and accelerates the deployment of new payment options. To
        APM in 2022.                                            reach Kristin, email info@cellpointdigital.com.




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             Did they receive PPP? Either way, they still qualify for ERC!

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              Apply today to become a Referral partner, begin earning
              commissions as your clients receive the maximum.
              Please visit www.refererc.com
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