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NewProducts
N ew Pr oducts

Easier, faster, more accessible

cross-border payment

transfers to facilitating payments made via APMs, mass
pay-outs, card pay-outs or currency exchange, everything
a business needs is all contained within xpate's one unified
framework, the company added.

The Links platform, launched by xpate in May 2021, is a
solution for the acquirer and issuer market designed to ease
operational burdens and simplify card payment manage-
ment. With about two-thirds of acquiring growth expected
to come from ecommerce channels in 2022, having a fast,
nternational payments platform xpate created a sin- single and unified solution will help meet growing demand
gle multi-fit solution designed to unite all payment from acquirers for modern replacements to outdated legacy
methods to cover a range of demands that otherwise platforms, xpate representatives stated.
I require onboarding and integration with multiple
partners. By automating an extensive range of demands Flexible settlements
into a unified platform, the solution enables merchants By providing flexible settlements through a global network
to accept payments from anywhere on any platform, the of 79 payment method providers, xpate enables merchants
company stated. to easily transfer funds to bank accounts, pay vendors and
convert funds into alternative currencies, and these capa-
Mihails "Mike" Safro, CEO at xpate, described the company bilities help merchants deliver quick, seamless cross-border
as a fintech startup that enhances global payments by us- transactions, the company noted.
ing a design-centric approach to serve growing business
needs. He noted the company was the first to introduce a Robust fraud protection
true drag-and-drop payments experience that unites tradi-
tional and alternative payment methods into a single ac- Another benefit provided by the Links solution, xpate
count, making the payment process easier, faster and acces- pointed out, is its built-in fraud controls, which eliminate
sible to everyone. the need for in-house fraud teams, dispute specialists, and
technical support teams. Links delivers end-to-end han-
"xpate is an e-wallet system both for retail and business dling of the payment process, including software man-
customers who aim to make the financial sphere of their agement, fraud control and execution of the entire dispute
lives comfortable and hassle-free," Safro said. "More than cycle, the company stated.
300 companies processing over 50,000 transactions daily Sales channel partner benefits
utilize xpate to expand their business across frontiers."
Multi-fit payments platform xpate offers multiple benefits to ISOs, acquirers and mer-
chant level salespeople, the company stated, helping them
Safro also mentioned that xpate entered the market at a remove geographic limitations and simplify complex pro-
unique point in history when physical cash is in decline cesses to make the payments process easier, faster and more
and the use of alternative payments is soaring. "A multi-fit accessible to partners, merchants and end-user customers.
payments platform uniquely designed for end-users is at
the top of every cross-border merchant's wish list," he said. "Our ethos centers around creating simple and rewarding
payment experiences that utilize advanced technology to
Safro noted that the consumer appetite for cross-border automate and speed up typically clunky, time consuming
ecommerce creates opportunities for merchants to expand processes like onboarding with multiple partners, transfers
market reach, and this is why it is crucial for merchants to and settlements in different currencies and data reporting,"
be able to analyze payment data in order to optimize con- Safro said. "Simply put, at xpate we take care of the diffi-
versions and create a seamless and easy customer experi- cult aspects of payments, leaving our clients free to do what
ence. These capabilities set us apart in this fiercely competi- they do best – grow their business."
tive space, he added.
Company: xpate
End-to-end payment processing
Product: xpate e-wallet
xpate stated it ensures that merchants can accept online
payments in a cost-effective and effortless manner from Website: www.xpate.com
anywhere in the world and on any platform. From bank Contact: pr@xpate.com

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