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        spending this year, overall retailers      • Home and kitchen ($157)
        are poised for a successful holiday        • Health and wellness ($126)
        season," said Tom McGee, president
        and CEO of the International Council   "High prices have holiday  shoppers  prioritizing  their purchases, but  there
        of Shopping Centers.                  are bright lights throughout the season," said Nick Handrinos, Deloitte vice

        Shopping local pays dividends         chair. Deloitte surveyed both consumers and retailers in September and found
                                              retailers to be especially optimistic about the year-end holiday season, with 77
        American     Express     estimated    percent expecting sales totals this year to exceed 2021 holiday sales totals.
        consumers spent $17.9 billion both
        online and in-person at small         Deloitte also found that better than half of the consumers it surveyed had plans
        businesses on what has become         to use smartphones for their holiday shopping.
        known as Small Business Saturday.
                                              The Electronic Transactions Association and The Strawhecker Group also
        The  federal government estimates     surveyed consumers on their holiday shopping plans, and probed their usage
        there are 33 million small businesses   of new payment methods. Forty-eight percent said they use digital wallets; 39
        operating in the United States. AmEx   percent use tap-to-pay/NFC-enabled payments.
        began a concerted effort in 2010 to
        promote holiday shopping at these     Another noteworthy finding of the ETA-TSG survey: four out of 10 digital wallet
        businesses on the Saturday following   users are at least "somewhat confident" leaving the house without a physical
        Thanksgiving, and the event has       wallet. Commenting on the survey results, Jodie Kelley, the ETA's CEO, noted
        been gaining steam ever since.        that "when it comes to adopting new payments technology, ease of use is most
                                              important."
        Recently  released  AmEx  research
        revealed that the "shop small"        Patti Murphy is senior editor at  The Green Sheet and self-described payments maven of
        movement contributes significantly
        to local economies. Sixty-eight cents   the fourth estate. She also co-hosts the Merchant Sales Podcast. Follow her on Twitter @
        of every dollar spent at a small      GS_PayMaven.
        business in the United States stays
        in the local community, according to
        AmEx's research. And every dollar
        spent at a small business creates an
        additional 48 cents in local business
        activity from local businesses and
        their employees.
        Gift cards top many gifting lists

        Gift cards are one of the most                 HOLIDAY PAYMENT
        popular gifts to give and receive
        this year. A survey of consumers by                      SOLUTIONS
        the consultancy Deloitte found three
        out of four expected to purchase gift
        cards  this  holiday  season,  with  an            ACH • LEVEL III • EMV
        average spend of $252. On the other
        side of the gifting process, an NRF
        survey found 54 percent of consumers                  WEB • RECURRING
        want to receive gift cards, outpacing
        nine other categories of popular gifts.
                                                                CASH DISCOUNT
        Here are other popular gift-buying
        plans, as predicted by Deloitte:                  CUSTOMER DATABASE
             • Clothing and accessories (with
               an estimated average spend of
               $262)                                          C A L L   F O R   A   D E M O
             • Electronics and accessories
               ($209)                                         8 0 0 - 2 9 6 - 4 8 1 0
             • Food and beverage ($202)
             • Toys and hobbies ($177)

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