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Letter from the editor




                              he Green Sheet  Advisory             Let us help you
                              Board reflects the diversity
                              and  dynamism  within  the
                     T payments  industry.  And                             with your
        their range of interests and experience is exemplified
        in the insights they share on issues of concern to our
        sphere. The fact that they serve on such a board and
        periodically address questions we ask them to help     New Year’s Goals!
        us empower and connect people working at all levels
        within the industry is a testament to their individual
        generosity and the spirit of cooperation found among
        payments professionals as a whole. The aphorism, a
        rising tide lifts all boats, couldn't be more apt.

        Thus, we kick off 2023 with a Q&A with our advisory
        board. It brings forth views on what went well in 2022,
        and why; arresting new technology with potential
        to improve the payments experience; the state of
        data security and fraud prevention and what can be
        done to strengthen it; the most useful social media
        platforms; and the staying power of the industry's
        feet on the street and what ISOs and MLSs can do to
        ensure they continue to thrive.

        One of our contributing writers also provides advice
        on how to thrive in 2023 by creating SMARTER goals,
        offering two additions to the acronym for Specific,
        Measurable, Achievable, Realistic or Relevant, and
        Timely. Other experts featured herein discuss how       I’m working hard to help you increase
        the upcoming FedNow launch will ultimately unfold
        and impact the faster payments landscape, including               your bottom line today!
        payments organization and FI back-office operations;
        why merchants and acquirers must understand
        the MATCH system so they will not be terminated            Customized advertising campaigns
        for  cause;  and  how  online  fraud  and  uneven  risk
        distribution are among the hurdles growing payment          to fit any size company and budget
        providers face in onboarding new merchants while
        mitigating risk.                                            • Spotlight Innovators’ pages
                                                                       (frequently updated content)
        In news briefs we highlight research findings
        indicating there is a dearth of gateways capable of         • Print  options (various size options)
        processing buy now, pay later transactions, a payment       • Online options (website/twice month email)
        method experiencing a dramatic rise; two studies
        indicating bank customers prioritize engagement;            • Resource Guide listing
        efforts underway to ensure a dormant bill that                 (print/online/front page (option))
        would dictate how credit card payments get routed
        remains that way; and expert opinions on potential          • Email Blasts (to GS readership)
        fallout from the FTX implosion. You'll also find herein
        our customary updates and company and product               • Video (website)
        profiles.
                                                                    • Bundle advertisng campaign discounts
        Please continue to send your press releases to press@       Rick Aston
        greensheet.com and your comments to greensheet@
        greensheet.com. The Green Sheet Inc. has been serving              Senior Media Partnership Specialist
        people in the payments industry since 1983. It is
        with tremendous appreciation for all of you that we               707-284-1693
        embark upon a new year.


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