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Inspiration



                   Navigating an unpredictable climate





















                     hen the summer rolls around, people typi-         ularly back up critical data and store it in secure
                     cally tuck away extra layers of clothing,         off-site locations or the cloud. You're likely familiar
                     bring out lawn chairs, camping equipment,         with PCI data, software and device requirements,
        W beach blankets and more. They anticipate                     but have you extended your security efforts to parts
        afternoons walking barefoot along the boardwalk, licking       of the business that do not deal with transaction
        ice cream cones, and exploring new locations on day-trips,     data or other personally identifiable information?
        weekends away or longer vacations. And payments pro-           Robust  security  practices,  including  encryption
        fessionals touch base with seasonal merchants to ensure        and access controls, should be in place everywhere
        they're all set for an influx of new customers seeking to      in your business.
        rent canoes, jet skis or cabins nestled along burbling riv-
        ers.                                                         • Scalable infrastructure:  Have a scalable infra-
                                                                       structure that can accommodate potential surges in
        These days, though, businesses face weather that's more        transaction volumes during emergencies. This in-
        unpredictable than it used to be. And knowing how to           cludes being able to handle increased online trans-
        successfully navigate extreme climate events has become        actions,  peak  demands  and  potentially  dramatic
        a must. Luckily, you can increase the likelihood you’ll still   shifts in consumer behavior.
        be in business in the aftermath of a wildfire, flood or other
        such calamity.                                               • Disaster recovery: Have comprehensive disaster
                                                                       recovery and risk management plans in place. This
        Smart actions to take                                          means assessing vulnerabilities, establishing pro-
                                                                       tocols for disaster response, and conducting regu-
        Here are tips for protecting your business during extreme      lar drills and tests to ensure preparedness. Also,
        conditions:                                                    partnerships with alternative service providers
                                                                       and redundant systems can help mitigate risks and
             • Business  continuity:  Develop  business  continu-      maintain service continuity.
               ity plans that consider various climate-related sce-
               narios. Identify potential risks, create contingency   • Continuous monitoring and adaptation: Monitor
               plans and establish protocols for maintaining op-       climate-related risks routinely and adapt strategies
               erations during disruptive events. It's crucial to      accordingly. By staying informed about climate
               have backup systems, redundancies and alterna-          trends  and updates,  you  can adjust  your  opera-
               tive communication channels in place to ensure          tions, infrastructure and processes to enhance the
               minimal disruption to services.                         way you respond to climate events and boost resil-
                                                                       ience.
             • Remote work capabilities:  You likely sorted out
               remote work policies and infrastructure when so   You might also take a look at increasing  energy efficiency.
               many  offices  shifted  to  remote  work  during  the   This could mean using energy-efficient equipment,
               pandemic. If not, set them up now so you can     optimizing data centers, reducing paper usage or
               maintain business operations when physical work-  implementing other environmentally friendly practices
               places  become  inaccessible  or  unsafe  due  to  ex-  you discover. Swap  knowledge with colleagues at industry
               treme weather conditions. Consider how you will     events, too, an activity that might ultimately save your
               provide employees with required tools, secure net-  business—and people's lives.
               work access and communication platforms so they
               can remain productive for the duration.
             • Data backup and security: If you've endured cli-
               mate events that caused power outages or infra-
               structure  damage, you know it's  essential  to  reg-              Kate Gillespie, President and CEO
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