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Spotlight Innov ators
Spotlight Innovators

What does this mean for payments/transactions?
Being classified as a high-risk business throws a wrench in a few things — most notably that the owner will usually
pay higher processing and chargeback fees than other businesses. The application process for payment processing is
also often more complex, sometimes taking more time and requiring more documentation and financial disclosure.
Furthermore, some payment processors hold some of the merchant’s cash in reserve or cap transactions each month,
which holds up cash flow and ultimately makes forecasting that much more difficult on the business. Additionally, some
payment companies that process payments under one merchant identification (MID) number, might freeze an account if
the business exceeds a chargeback limit.
So, what can be done?

The trick is to partner with a payments processor that has been accepting traditionally hard-to-place businesses for
decades. North American Bancard, for instance, takes a different approach to providing services to high-risk accounts.
Utilizing in-house risk and underwriting departments helps merchants get faster approvals and higher approval ratings.
Additionally, access to NAB’s fraud and chargeback mitigation tools reduce risks while support teams assist businesses
with representations to challenge chargebacks. High-risk businesses also have the option to use a broad range of payment
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technologies, such as gateways for ecommerce payments, multi-currency conversion, in-store EMV, and mobile payments
As for fees, NAB benefits high-risk businesses with its Edge Program. This solution, which includes software, signage,
and hardware options, enables businesses to establish a compliant Cash Discount Program (along with Flat Rate Pricing),
which allows merchants to add a fee to all sales and discount it when the customer pays with cash.
Spotlighting companies that promote
Moreover, ISO Agents can help open doors for these growing businesses by partnering with NAB. With NAB’s Registered
innovation in the payments industry
DBA & ISO Programs, we offer a range of benefits to help our Sales Partners help merchants.
• $600 Activation Bonuses.
• 14x Profitability Multipliers.
• $10,000 Bonus Caps.
• State-of-the-art Sales Partner & Developer Portals.
This allows partners to sell payment processing successfully to more businesses, while giving merchants the tools they
need to expand, giving space for everyone to grow in new verticals. NAB now supports the following.
• CBD.
• Debt repayment, collections, & credit repair.
• Firearms.
• Gaming and fantasy.
• Vape, head, & smoke shops.
• Telemedicine.
• Tribal lending.
• Travel.
• Crypto wallets.
Contact North American Bancard (888-229-5229) to learn more.
Custom pages on our high-traffic website showcasing

your company’s unique message
• Your own, customized News from the Wire that highlights
stories about your company

• Featured content: updated monthly, either by your in-house
writers or by one of ours
• Custom infographics and videos

• Premier content placement in each issue of The Green Sheet
• And so much more...

Rick@greensheet.com

707-284-1693