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                                                                wearables, and alternative payments like buy now pay
         Let's face it: most merchants would appreciate         later, cryptocurrency and more.
            having a trusted partner who could help
          them navigate their ever-changing options,            Processing virtually through a payment gateway will
                                                                enable businesses to process payments manually, online,
                 requirements and technology.                   through a plug-in, API, or on a website's shopping cart or
                                                                hosted checkout page while the gateway securely encrypts
                                                                and authorizes customer payment transactions.
        Credit card surcharging programs are different from cash   Partner with humans
        discount programs, and unlike cash discounts, which are
        legal in all 50 states, surcharging rules vary from state   Finally, in today's fast-moving business environment,
        to state. An ideal service provider would help educate   payment processing is not a one-and-done. It's critical for
        merchants on each state's surcharging regulations.      merchants to stay informed and educated, and it's our job,
                                                                as merchant service providers, to do just that.
        Omnichannel
        Considering the viral growth of digital commerce,       Merchants deserve simple, easy and fast technology
        it's imperative for merchants to maximize potential     backed by knowledgeable, responsive humans who can
        with every sale by meeting customers where they are,    negotiate on their behalf with banks, processors and
        whether in-person or mobile and virtual environments.   service providers to ensure that their hardware, software
        Omnicommerce enables businesses to accept all payment   and processing solutions are functioning securely and
        methods across all channels, including mobile, physical,   efficiently.
        virtual and embedded payments.                          Allen Kopelman, a serial entrepreneur is co-founder and CEO of
                                                                Nationwide Payment Systems Inc. and host of B2B Vault: The Payment
        In the digital-first world, business owners must accept all   Technology podcast. Email him at allen@npsbank.com and connect on
        types of payments, major credit cards, debit, ACH, Apple   LinkedIn https://www.linkedin.com/in/allenkopelman/ and Twitter @
        Pay, Google Pay, tap-and-go cards, EMV, NFC, wallets,   AllenKopelman.



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                 Zach Daily                            CEO & Founder                               Alex Daily
           Business Development                                                              Business Development
                                   Denise Shomo                           Katelyn Schickling
                                      President                         Business Development
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