Multi-layered and holistic are ways to look at today's security strategies, which must evolve beyond just compliance and certifications and continually grow stronger to meet the increasingly savvy actors seeking to steal data and disrupt commerce not only for personal gain but also for nefarious ends. Reading this issue's lead article will likely reassure you that our industry is up to the task because of far-sighted experts working to provide security so flexible and scalable that it wasn't even imagined not long ago.
Security, which is of necessity top of mind, isn't the only area in payments and fintech where new options are available: when it comes to SMB funding, one contributor to this issue pointed out that not only are businesses no longer dependent on traditional financing, they can also pick from an array of creative solutions that have emerged. Other contributors have discussed why demand for crypto ATMs is on the rise worldwide; why finding a solution for micro merchants looks like a wise move for merchant service providers; when and how to relocate your business so the pros far outweigh the cons; why coopetition, done right, brings high-value returns; and why you must work tirelessly early on to reap the benefits of your labor later.
We cover news from all areas of the payments ecosystem and post full stories regularly under Breaking News on our homepage, www.greensheet.com. In this issue we've spotlighted several of those: studies from Entrust and Axway indicating consumers are increasingly in favor of open as well as digital banking, as long as it is secure; reactions to President Biden's executive order encouraging government agencies to evaluate and comment on a range of digital currency initiatives and deployments; the possibility hinted at by the director of the CFPB that regulators may take a closer look at the major card brands' pricing strategies in light of planned increases during a time of rising inflation; reports of ballooning payment fraud attacks on fintech; and advanced, user-friendly platforms that are helping BNPL scale to meet rising demand for installment payments.
Also in this issue, one of our readers speaks out about why it makes sense to digitize AP processes. And you'll find company and product profiles, and updates on a range of recent milestones in payments. Remember to send news of your milestones to press@greensheet.com, and please send your questions and comments to greensheet@greensheet.com. 
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