Looking for a recommendation

Have you ever done an article on independent agents and how to choose an ISO/processor to work for? I previously worked for [one large processor] which I did not enjoy and then went to work for Heartland Payment Systems Inc., which I think highly of. I left Heartland after seven years for various reasons and took a year off.

Now I am ready to join the workforce again. I feel overwhelmed by the number of offers I have received by posting my r€sum€ on various search engines. Thus far, I have ruled some out on commission, standard business practices, size and reputation. I was hoping you could provide me with direction. Freedom is important to me as well as commission. I have no problem cracking my own whip. I attain high volumes on my own. [Providing] support, in terms of not leaving my customers high and dry when I take a day off, is critical to me. Let me know if you have any recommendations.

Thanks,
Kathy Drew

Kathy:

The Green Sheet does not make recommendations of companies. I suggest that you read through some of the posts on GS Online's MLS Forum. Our readers have many opinions, and I am sure that you will find some useful information there.

If you have not already signed up to be an MLS Forum member, you may do so at www.greensheet.com/forum and click Subscribe in the upper right corner.

Good luck!
Editor

I have a contract. What are my rights?

As an ATM ISO that signed a contract with company "X" in 1999 and stayed on board as it was acquired by another (company "Y"), can company Y enforce the parameters of the original contract with company X? Company Y has been paying residuals up to now, without demanding that quotas be met. I have serviced all my accounts faithfully and have promoted the current processor. I never signed a new contract with this company, and I have never tried switching my accounts to a competitor. Company Y has given notice that it intends to drop me and to take my accounts. Could you advise me? I've been a subscriber to The Green Sheet since you were a one-page publication.

Thank you,
F.M.

F.M.:

The only advice I can offer you is to have an attorney review your contract. An attorney will be better suited to advise you of your rights under the contract. Following are some payments industry attorneys that come to mind:

• Adam Atlas
  514-842-0886
  atlas@adamatlas.com

• Anthony Ogden
  661-775-8527
  tony.ogden@bankcardlaw.com

• Paul Rianda
  949-261-7895
  paul@riandalaw.com

• Holli Targan
  248-727-1460
  htargan@jaffelaw.com

In publishing The Green Sheet, neither the author nor the publisher is engaged in rendering legal, accounting or other professional services.