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Insights and Expertise




        Technology                                              portfolios have grown exponentially, and that means
                                                                mastering new software, understanding diverse business
        integration fuels                                       needs, and matching the right merchants with the right
                                                                technology.  For agents, this comes with  building more
                                                                meaningful client relationships, garnering stickier cus-
        new era for                                             tomers and achieving higher sales margins.

                                                                Growth opportunity comes with complexity
        payments industry                                       The shift to specialized, data-driven business solutions is

                                                                reshaping what it means to "process payments." Merchants
                                                                today want more than a payment processor. They want
                                                                something that helps them streamline operations, analyze
                                                                customer behaviors, and deliver personalized products,
                                                                services and perks.

                                                                If you're an agent who  can deliver solutions  like those,
                                                                you're not just relevant—you're invaluable.

                                                                But this requires real training, real customer service and
                                                                a real understanding of the business needs behind each
                                                                merchant. And that's where the real growth lies. Today's
                                                                professional agents are business consultants, and they
                                                                need to back up their solutions with customer support and
                                                                technical expertise.
        By Dustin Magaziner
        PayBright                                               With more complex solutions available, agents face a steep
                                                                learning curve to master new features, demos and tech-
                 et's  be  clear:  the  payments  industry  isn't  just   nical support requirements. Far from being a roadblock,
                 evolving; it's undergoing a full-blown trans-  however, this provides a major growth opportunity for
                 formation. Technology is changing the agent/   agents who are backed by the right partner.
        L independent sales organization (ISO) payments
        landscape, and agents who are adapting are scaling      Our bet is on the agent
        fast.  As the industry pivots toward software solutions
        with payments built in, merchants – from hair salons to   Winning companies are building proprietary tech, invest-
        microbreweries – can now choose from a wide range of    ing in the best tools, and stacking their teams with prod-
        industry-specific features and technology tools.        uct experts who support agents day in and day out. They
                                                                make strategic investments in the future of the payments
        But here's the catch: the software companies building   industry, investments that lead to mutually beneficial
        them often lack one critical component: a way to reach the   partnerships and deliver the type of features today's mer-
        small business owners who need them. That's where pay-  chants demand.
        ments industry leaders come in. Companies with strong,
        supportive agent relationships are bridging the gap be-  But tech alone isn't the answer. The real value is in how
        tween products and people and connecting powerful new   you deliver it. That's why it's smart to focus on empower-
        technology tools with the local business owners who need   ing agents with everything they need to navigate complex
        them.                                                   new products and deliver solutions that provide real busi-
                                                                ness value. The path is simple: empower agents and clients
        It's not the end of the agent, it's the beginning       to succeed. With that combination, agents can move from
                                                                selling payments to shaping the future of the small busi-
        The agent-owner relationship isn't being replaced by tech-  nesses they support.
        nology; it's being strengthened by it. Agents/ISOs have be-
        come even more important, and the best agents don't sell.   PayBright CEO Dustin Magaziner launched the company as a Furman
        They consult, guide and build diverse product portfolios.   University student in 2012. Now with over 800 employees and profes-
        They help a salon owner improve retention rates, a bakery   sional  agents  across  the  U.S.,  the  Raleigh-based  payment  solutions
        owner cut waste, and a quick-service restaurant manager   provider is an industry leader in delivering transparency, affordabil-
        deliver personalized customer awards in real time.      ity and simplicity for local merchants, working with 15,000 businesses.
                                                                PayBright is committed to strengthening partnerships between mer-
        It's not just about payments; it's about transforming how   chants and agents with a focus on fair pricing and customer service
        merchants serve customers and run their businesses.     excellence. The company is ranked as one of the fastest growing in the
                                                                U.S by Inc Magazine. Contact Dustin via LinkedIn at linkedin.com/in/
        But to play in this league, agents have to level up. Agent   dmagaziner.
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