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Spotlight Innovators

Through this feature, merchants now have the ability to pair their EMV devices to the console, and use the all-in-one
online interface to process every terminal-based transaction without worrying about or sacrificing compliance.

“The solution we offer is unlike any other being offered today for EMV,” said Ben Goretsky, CEO at USAePay. “Using
any browser on any computer, merchants can today process EMV quickly and securely through our merchant console
interface.”

The application is compatible to work with macOS and Windows-based web browsers and gives users the choice of using
EMV-certified hardware solutions from Verifone, Ingenico and Castle. It not only processes EMV card transactions, it
accommodates swiped transactions and accepts Apple Pay and Samsung Pay contactless transactions as well.
“This is USAePay’s fully-compliant answer for the growing number of merchants that are looking to manage their
POS activity alongside the rest of their day-to-day business activity” concluded Drake. “We’re working hard to use our
technology to bring efficiency and additional usability into every merchant environment, without compromising the
rising need for compliance and security.”

If you would like to know more about the innovations USAePay can offer you and your customers, or would like to
explore a rewarding partnership with USAePay, you are invited to visit the website at www.usaepay.com or contact the
company directly at 1-866-USAePay.

or over two decades Humboldt Merchant Services
has been the premier provider of credit card pro-
cessing solutions for high-risk or hard-to-place
F merchants, offering competitive pricing and first
class service. Combining dedication with knowledge and a
primary focus on customer satisfaction, HBMS has grown
to become a leader in the credit card processing industry.
Offering superior processing, and the latest in payment
acceptance solutions, we are at the forefront of innovative
payment thinking.
What’s New:
No fraud allowed!

s Internet shopping options expand with more and more ecommerce merchants coming online each day, and
the business world continues to diversify POS options, the capability of the payment fraudster also changes.
These crafty individuals and mastermind groups are always looking for new ways to hack into an unsuspect-
A ing company’s payment system to silently siphon monies or private cardholder information.
While any merchant should be concerned about protection against fraud, the merchants in business classes that are
more susceptible to fraud and higher chargeback ratios have to be even more vigilant. This is a requirement that often
leads these business owners on a search for a savvy account representative that can guide them to implementation of an
optimal payment processing setup that includes smart fraud monitoring tools.

If you are one of these savvy sales professionals working to stay up on how to support hard-to-board merchants, you
know firsthand, the importance of setting them up with the most relevant and current fraud management tools. However,
it can also be a challenge to keep track of industry-wide updates and stay in sync with which tools are ahead of the ever-
changing threat landscape. This is one reason it is critical to establish a selling relationship with a well regarded acquiring
partner that also specializes in serving these unique merchant types.

Trust the experts
“Since 1992, Humboldt Merchant Services has focused on supporting merchants that can’t always be served by mainstream
payment service providers,” said Adam McDonald, President of Humboldt Merchant Services. “We know these business
models require more attention than typical retail accounts and that includes protecting them with the most robust fraud
management systems available at all times.”

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