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InsideGS

Cover Story 2018 payment predictions ..............................................35
By O.B. Rawls IV, iPayment Inc.
Mobile centricity and the retail experience ...........................1
By Patti Murphy Last year, we saw new, disrupting players; major consolidation in
the form of mergers and acquisitions; and an array of innovative
The mobile centricity of U.S. consumers is well documented. Mo-
bile solutions are proliferating to meet their needs. But when will value-added solutions. Expect more of the same in 2018.
mobile payments become mainstream? 2018 predictions for global payments, receivables .......36

News Briefs By Mike Massaro, Flywire Corp.
Cross-border payments have become common. Yet, for the most
Blockchain wallets advance, criminals attack ...................10 part, they remain costly, complex and inconvenient for businesses,

CFPB amends prepaid rule, extends effective date ........10 institutions and individuals. Will this change in 2018?
Chargebacks survey sheds light on CNP fraud .................10 Company Profile
Secure Technology Alliance offers iMobile3 LLC:
guidance on contactless payments ........................................10 Building app architecture for the future .............................40
Visa explores macro trends shaping global travel ..........10 Feature
PayKademy launches in San Francisco..................................10 ISOMetrics:
Industry leaders honored at NEAA 2018 ..............................10 Experian confirms growth in online fraud ..........................41
Experian's Global Fraud and Identity Report, published Jan. 24,
Industry Update ...............................................................................12 2018, noted that online fraud is a growing concern for businesses
Views worldwide.
Beer, banking and blockchain ...................................................20 New Product
By Brandes Elitch, CrossCheck Inc. PCI-validated P2PE for every merchant environment ...42
Payment pros pay more attention to the card brands, payment Inspiration
processors, and mobile and other emerging technologies than
they pay to the banks that control the process. This is a mistake. What does your voice say? ..........................................................43
Departments
The very point of sale:
A NYCE place to work .....................................................................38 Letter From the Editors ....................................................................5
By Dale S. Laszig, DSL Direct LLC Readers Speak:
As NYCE celebrates more than 40 years in business, what has kept Selecting the right hardware partner.......................................8
it strong through a string of mergers and acquisitions? The answer Spotlight Innovators ......................................................................23
involves more than paychecks and transactions. Resource Guide .................................................................................44
Advertiser Index ...............................................................................54
Education
Street Smarts SM
Better POS system options for MLSs ......................................33
By Steven Feldshuh, Merchants' Choice Payment Solutions East
Many ISOs haven't engaged in full-fledged POS systems unless
they have strong relationships with software vendors. But they
have been at the mercy of software dealers — until now.

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