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Letter from the editors

obile payments are one part of a fasci-
nating, evolving and versatile ecosys-
tem, where innovators are finding ways
M to help merchants ‒ particularly those
running small to midsize businesses (SMBs) ‒ with
mobile, digital marketing, payments and other ser-
vices that previously were available only to large
retailers. Platforms that connect local SMBs and con-
sumers in real time are particularly compelling. To
some extent, however, the sheer number of prolif- OF A RESOURCE
erating solutions that offer an array of choices for
consumers and merchants has hindered critical mass
adoption. The lead article in this issue discusses how
demands for mobile connectivity and instant gratifi- GUIDE RGXL AD
cation are driving changes in retailing and payments,
what those changes look like, and what factors will
likely drive widespread adoption of mobile platforms, Viewable: In Print, Online,
including those incorporating mobile payments.
and Front Page Option
No matter how payments are initiated and processed,
there is no getting around the essential role banks play
in payment schemes now and for the foreseeable fu-
ture, which is a central issue discussed by one industry
expert contributing to this issue. Other contributors
delve into new POS options the industry's feet on the
street can sell that offer ease and appealing function-
ality to merchants; the outlook for global payments in
the coming year; five predictions for payments overall
in 2018, including the role of incumbents, interoper-
ability, vertical-ization of payments, geo-political im-
pacts and predictive analytics; and what factors can
make for an extraordinary work environment.
We've also included our customary updates from • Ability to purchase on a quarterly basis.
companies and individuals celebrating new product
launches, publications, forecasts, achievements, re- Great for short term contract/test runs
brandings, partnerships, acquisitions, research, ap- of new products or services.
pointments and more. You'll also find herein new
product and company profiles written with an eye for • Great way to close out your yearly
providing information on potential partnership op- advertising accounts and start fresh
portunities. for the new year.

News stories highlighted in this issue include reports • We have quarterly payments
on the criminal attacks advancing hand in hand with schedules available.
blockchain; the Consumer Financial Protection Bu-
reau's new effective date for amended prepaid rules • Discounts are given for long term
(April 2019); chargeback data that sheds a light on contracts & multiple listings.
card-not-present fraud; guidance on contactless pay-
ments from the Secure Technology Alliance; macro
trends shaping global travel; the launch of PayKademy, Call today for more details
an educational program for payment professionals;
and news from the Northeast Acquirers Association's Danielle Thorpe
33rd annual conference. As always, we look forward
to your feedback. What grabs your attention in this AVP Media Partnerships
magazine? What would you like to see more of within
these pages? Please send your questions, comments 707-284-1686
and suggestions to greensheet@greensheet.com. And the
address for press releases is press@greensheet.com. .

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