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        He noted that roughly 80 percent of the standards' contents   streamlined curriculum, require fewer hours to complete,
        are comparable; which means much of the work by the PCI  cost less than the existing program, and require annual
        PIN Assessment Working Group will involve unifying the  requalification versus the three-year cycle previously in ef-
        remaining 20 percent, with the second quarter of 2018 the  fect. Existing QIRs, which are listed on the PCI SSC website,
        target for a final unified standard.                   will be phased into the new program as certification quali-
                                                               fication terms expire.
        Hints of further collaboration are in the offing. "The agree-
        ment between X9 and PCI SSC has the ability to extend be-  "The other piece of feedback we received was that a sig-
        yond just this one agreement to other things in the future,"  nificant percentage of QIRs are sole proprietor one-person
        Stevens said. "The foundation is already there, so it would  companies, and therefore the model we had in which we
        make things rather quick to do."                       qualify  the  company  and  then  we  qualify  the  employees
                                                               was cumbersome for them," said PCI SSC Chief Operating
        Leach agreed, adding that there is a lot of synergy between  Officer Mauro Lance. "So we eliminated the company re-
        the two organizations. "ASC X9 requirements are typically  quirements. Now the individual is going to qualify and be
        much more detailed, for example, on cryptography and cer-  recognized as a QIR."
        tain elements of key management," he said. "We reference
        such organizations as ISO, ANSI, X9, EMVCo, NIST and  Anderson encourages individuals to become QIR certified.
        others that provide much more specificity as guidance for  "We've seen cases where the installer leaves operator ports
        how to apply that from a practical business perspective."  open after leaving the merchant, which allows any hacker
                                                               out there to get into those systems," he mentioned as just
        Another cross-industry effort resulted in the late 2017 re-  one example of the pitfalls of not being certified.
        lease of  two new  security standards  supporting  secure
        implementation of the EMVCo 3-D Secure protocol for dy-  Software standards refresh
        namic authentication of card-not-present transactions, an   Also underway is a plan for migrating Payment Application
        assessor program, and subsequent release of an SDK pro-  (PA)-DSS to a new software security framework validation
        gram currently in development.                         program and listing; however, in the interim, the PA-DSS

        More inclusive QIR program                             and program will continue to function as it does now, the
                                                               council noted.
        Launched in 2012, the PCI SCC Qualified Integrators and
        Resellers (QIR) program geared for payment system install-  The PCI SSC Software Security Taskforce, which includes
        ers has just been revised. Since implementing the January  members from Microsoft Corp. and SAFECode (Software
        2017 mandate requiring most POS systems to be installed  Assurance Forum for Excellence in Code), is working to
        by a certified QIR technician, the PCI SSC has closely moni-  develop a Software Security Standard Framework to be
        tored program adop-
        tion.

        To boost participation
        in the QIR program, the
        council invited indus-
        try feedback and  did
        a  thorough  analysis  of
        data breach forensic re-
        ports. What resulted is
        a leaner, more focused
        certification program
        that focuses on the
        three primary points
        of vulnerability most
        commonly linked to
        payment data breaches:
        password, remote ac-
        cess and software.

        On March 14, 2018, the
        PCI SSC released de-
        tails regarding changes
        to the QIR program.
        The revised program
        will  offer  a  more

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