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Letter from the editors



                  ryptocurrencies have been growing in
                  appeal among merchants and acquirers,
                  particularly early adopters who like to
        C jump in and discover new technology
        applications as soon as possible. However, volatility
        in the market has given many pause. Recent headlines
        from news outlets include "Bitcoin will rebound but
        Altcoins are 'never coming back': BitPay exec," "Mike
        Novogratz says the cryptocurrency market has found
        a bottom," and "Europe's central bank wants noth-
        ing to do with cryptocurrency (for now)." "For now"
        appears to capture a common mindset for those keep-
        ing an eye on cryptocurrency acceptance and other
        uses for blockchain technology in the payments realm.
        Proponents of cryptocurrency acceptance believe it's
        only a matter of time before the technology becomes
        widespread. This issue's lead article explores the cur-
        rent cryptocurrency landscape through interviews
        with key executives on the ground, and sets forth pros
        and cons for interested parties to consider.

        Payment  acceptance  isn't  the  only  area  undergoing
        change in our realm. Experts contributing to this
        issue have provided insights on new rules for                                  Bridge the Gap
        small business marketing  and why MLSs  need to
        understand them; the background and likely impact                                  between your
        of the new California Consumer Privacy Act; and the
        history, as well as primary intent, of the inaugural free                   advertising dollars
        terminal initiative – something many in the industry
        misunderstood. Other topics addressed by our                                   and bottom line.
        contributors include what winemaking and acquiring
        do and do not have in common, and the significant
        drawbacks ISOs encounter when outsourcing                     Customized advertising campaigns
        lead generation. You'll also find herein up-to-the-           to fit any size company and budget.
        minute  product  and  company  profiles,  as  well  as
        updates on new developments in our realm such as              • Spotlight Innovators’ Pages
        updated security tools, industry leader and company
        honors, relevant research, strategic partnerships and             (frequently updated content)
        acquisitions, and appointments of note.                       • Print (various size options)
        In the news, we've provided excerpts from recent              • Resource Guide listing
        stories posted online at  www.greensheet.com. These               (print/online/front page (option))
        include developments in faster payments, new security
        guides for small and midsize businesses from the PCI          • Email Blasts (to GS readership)
        Security Standards Council, a shift toward biometrics
        for mobile payments, the Electronic Transactions              • Online (website/twice month newsletter)
        Association's  new  self-regulation  program,  the            • Video
        Toshiba-Ingenico  co-branded  retail  solution,  and  the
        first-ever fintech bank charter, which was granted to         • Bundle advertisng campaign discounts*
        Varo Money. We will welcome your comments and
        questions at  greensheet@greensheet.com. Please let us
        know what you find useful herein and what other                           Danielle Thorpe
        coverage would be beneficial to your professional
        development. We also look forward to receiving your                            AVP Media Partnerships
        press releases, which we consult when researching
        news and preparing Industry Update. Please continue                707-284-1686
        to send your news to press@greensheet.com.


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