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Education

USAePay offers a proprietary line-up of PaySaber • Converge, Elavon's integrated ecommerce platform,
readers, including the PaySaber POS, PaySaber Jr., offers a proprietary gateway. Formerly MyVirtualM-
and PaySaber Clip models for iOS devices, but it is erchant, Converge is a payments platform that allows
not limited to these devices. The company's product businesses to process payments quickly and securely
offering allows for invoicing from its web console for anytime and anywhere. It enables users to accept
click-to-pay, as well as allows merchants to manage payments face-to-face, via mail order, mobile or in an
their products, customers and inventory. Merchants ecommerce environment.
can also integrate a check service via Paya. In addi- Through Converge merchants can accept all ma-
tion, recurring billing is accessible via the console jor credit and debit card, electronic check, giftcard,
and is user friendly. EBT payments, and more. We have utilized converge
Merchants can also have administration rights to set when merchants need to accept PIN debit in addition
up their own users and manage that from their ad- to the major card brands. We have had great custom-
min console. USAePay doesn't disclose pricing infor- er service with Converge's specialized team.
mation on its website because the company sells and
markets its products entirely through resellers, and These are a few of the partners we use today to bring tech-
there are no fixed prices. Resellers are free to set rates nology to our merchants. We hope this helps open up new
and fees as they see fit. USAePay doesn't bill direct opportunities for your merchant level salesperson/agent or
to a merchant, so it's important to build the cost into ISO business. We encourage you to not be afraid of new
your merchant contract. technology or products because they assist in keeping your
This product by far is the most cost effective when attrition rate low and keeping merchants happy.
competing with companies like Square. We have Safari Njema!
found them to be a great partner in this industry. Dee Karawadra is president and CEO of Impact PaySystem, and Emily
Their customer service is outstanding, and as a re- Karawadra is the company's chief financial officer. Since 2001, Impact
seller, we have access to our merchants via the re-
seller console, which makes setup easy and seamless. PaySystem has been a leading provider of payment processing technolo-
In the event you are assisting in development or in- gies and services to merchants throughout the United States. Through
tegration with a merchant, USAePay has developer alliances with payments industry leaders such as Chase Paymentech,
tools to assist in this customization. If you are able to First Data, Buypass, Sage and more, Impact PaySystem offers tailored
board on TSYS, First Data, Vantiv World Pay or Ela- solutions to meet the unique needs of each merchant. Dee and Emily will
von this company is worth exploring. welcome your questions and comments at dee@impactpays.com and
emily@impactpays.com, respectively.

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