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        however,  we  do  have  a  handful  of   2. As a company proudly serving the small business community, ePN
        partners that have built substantial   understands that providing merchants with online tools is vital to those who
        restaurant and hospitality portfolios   need to maintain their business during these difficult and complex times.
        over the years. These partners are
        reaching out to their respective      3.  Partnering  with  our  resellers  and  ISOs  to  help  them  create  quick  and
        portfolios  and  offering  various    affordable online payment solutions for their merchants will be key to helping
        reductions/elimination of payment     the merchant keep their business "open" online, even in times when they may
        processing mark ups in the interim to   not be able to accept foot traffic at their physical locations.
        help weather the storm. It is a great
        thing to see people helping for the   4. As a gateway provider, eProcessing Network already provides solutions to
        greater  good  rather  than  thinking   help the reseller and their merchant operate both the front- and back-office
        only of themselves.                   of  their business. Whether  they operate  in  a  B&M,  ecommerce  or  mobile
                                              environment, ePN offers the payment solutions that allow merchants to accept
        3. We have taken the initiative to    all forms of payments to brick, click or go. ePN also provides solutions like
        remove any mark-ups with respect      BillPay, Recurring Payment and Card Updater services to help merchants
        to interchange and monthly fees for   manage billing and invoicing to ensure that monthly payments/subscriptions
        those merchants hardest hit. The      are current and paid on time.
        majority of our sales partners are W2
        employees, and we have committed      5. The long-term impact of merchants having to face the possibility of closing
        to not laying anyone off during this   their physical doors will lead to utilizing online alternatives to keep their
        difficult time. This gives our partners   businesses open and provide the same level of customer service to their
        peace  of  mind,  and  I  am  proud  our   clients. ePN can work with resellers to re-educate them on ways to successfully
        company is in a position to make this   transition  their  merchants  through  any  major  business  disruption  that  may
        happen.                               happen in the future.
        4. Yes, we have shifted our sales
        focus to industries that are not
        experiencing the same challenges
        as retail, restaurant and hospitality
        merchants, to name a few.

        5. It is hard to say at this point;
        however, the obvious long-term
        impact is going to be dealing with the
        major stimulus package of $2 trillion,
        which was signed into law on March
        27th. I am certainly not an economist,
        but I know there will be a long-
        term impact created by this large
        stimulus package. However, I think
        it is necessary and the right move
        from both an economic and humane
        viewpoint.
        Steve Sotis
        eProcessing Network

        1. As a company based in Houston,
        dealing  with  natural  disasters  has
        made creating a business continuity
        plan a necessity. Part of that plan is
        to ensure that ePN employees can
        work from home in a thoughtful,
        choreographed  manner,  and  have
        the equipment and supplies on-hand
        to allow them to continue to provide
        excellent stability and support to our
        resellers and merchants.



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