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S Spotlightpotlight I Innovatorsnnovators
uper G Capital is a pioneer and market leader in providing capital to business's in the Payments Industry such
as ISO's, MSP's, VAR's, Independent Software Vendors (ISV's) and SaaS companies. We provide capital in form
of debt and purchases residual portfolio's. Our debt solution provides covenant light capital for business's in
S the Payments Industry to use as growth capital, acquisition capital or special situation financing, with terms
that range from 24 to 48 months. Our portfolio purchases range in size and complexity from one-time events involving
a single portfolio or a transaction that allow sellers to sell all or part of their residuals. We offer unique structures that
could minimize your tax obligation and maximize the value of your portfolio.
What’s New:
Fast track growth with
residual based lending
erchant services is a fast-moving train, propelling us ever forward on payments industry rails. If you're an
ISO, acquirer or merchant level salesperson (MLS), you know it takes more than just hard work to keep
your business on track and avoid unforeseen obstacles in your path. Being successful in this business takes
M knowledge, skill, resources and access to working capital. You also need to be able to pivot to meet the chal-
lenges and opportunities that each new day brings.
Six months ago, who could have predicted the coronavirus pandemic would shutter businesses around the world? Jon
Engleking, chief operating officer at Super G Capital, compared COVID-19's impact on the merchant community to the
great recession of 2008. In both cases, Super G helped payments industry partners of all types and sizes with tailored
deals that addressed their specific and unique requirements.
"We stepped in to provide a lot of funding in 2008, at the beginning of the great recession, by helping ISOs get the cash
they needed to stay in business and grow," Engleking said. "Now, like then, portfolio valuations have dropped or will
drop, but ISOs can leverage their existing residual streams to get capital and put that working capital to good use."
Faster service
Unlike traditional financial institutions, which can take up to six months to approve loans, Super G can arrange funding
at competitive rates in three to five business days to ISOs processing a minimum of $10,000 in monthly residual income
with loan amounts are negotiable but typically range from $100,000 to $5 million, the company stated.
ISOs and MLSs affiliated with an approved processor can obtain financing from Super G by temporarily assigning their
residuals until the loan is repaid. Repayment terms include 12, 24, 36 and 48 months; fixed monthly payments are deducted
from residuals and can be tracked online and in monthly reports.
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