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        technology allows terminals to incorporate     This knowledge can be used for a variety of purposes including the
        EPOS and strong authentication, as well as     ability to upsell to future customers with greater success as well as
        alternative payment methods such as bank-      handle tactical arrangements of items in-store. Crucially, it is now
        to-bank payments, QR codes and even crypto     enabling businesses to maintain a COVID-safe environment by
        currencies.                                    allowing businesses to plan ahead for in-store activity.

        As we begin to emerge from the COVID-19        The Android operating system is allowing businesses to develop
        pandemic, businesses are making adjustments    and deploy a range of applications to suit their needs and wants. The
        and improvements to their existing operations.   ability for small to midsize enterprises to delve into and explore these
        For commercial gains, payment terminals        applications is enabling them to seek advantages over competitors
        running  on the Android  OS  allow  for        and thrive in their industries.
        POS functionality and combine that with
        other essential business systems such as       Whatever the future holds for the humbled payment terminal,
        stock management, visual itemization and       innovation the POS is undergoing is allowing businesses and
        centralized booking systems.                   customers to adapt to the new normal.
        More insights, benefits
                                                       Michael Ault is chief executive officer of UTP Group, a payment solutions company
        The Android operating system also provides     with over 30,000 clients in the UK, Republic of Ireland and Gibraltar. UTP provides
        greater visibility of a business’s health      Faster Processing, enabling merchants to receive funds the same day, or even within
        and finance, while also allowing for more      the hour. The company also offers a wide range of market-leading credit and debit
        information to be gained, which means friction   card payment solutions, such as fixed/countertop credit card machines, portable
        points such as wait times and queues in stores   credit card machines and mobile credit card machines. In addition, UTP offers virtual
        can be managed better. More data pertaining    terminals and ecommerce payment gateways to its customers. For more information,
        to customer behavior allows businesses to      visit www.utpgroup.co.uk.
        customize the in-store experience and in-turn
        increase revenue.

        Data also allows businesses to determine their
        customers payment preferences, allowing
        them to decipher the correct style of payment
        terminal to launch. UTP Group researchers                Payment Solutions
        found that contactless payments account for 80
        to 90 percent of all face-to-face transactions due
        to convenience and hygiene reasons. This data            For App Developers
        shows how the payments industry has had to
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