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            4. In payments as well as technology, there are always          We have been to a few conventions; however,
            opportunities as both industries are constantly evolving.       the attendanceat many events is down. As far
            COVID has accelerated the pace in which our industry is         as retaining employees, that is another story.
            changing though, which is creating even more opportunities      Many did not want to come back to the office,
            for folks. I believe it's very important for individuals to     and many were not very good at working at
            constantly network and build relationships so they can get      home.  Managing  people  working at  home
            exposed to new opportunities. LinkedIn is a great platform      is not an easy task. We moved everything
            for people to not only build their personal brands and add      around in the office, and we put everyone in
            value, but also to learn too from thought leaders. Social media   their own office.
            can be a great source for education and networking which
            many people should leverage to advance their careers.           2. We'll do more content marketing, more
                                                                            landing pages, and continue what has been
        Allen Kopelman                                                      working for us. Business is changing; how
        Nationwide Payment Systems Inc.                                     we do business is changing

            1.   Many     companies    laid   people   off;   many          3. Customer issues have included how to get
            independentcontractors took a break. We used to go to local     a PPP loan, how to get an SBA loan and not
            and national tradeshows, and we switched up our marketing       being able to hire employees. Not being able
            to the internet, and we will keep moving in that direction.     to pay rent has been another area of concern;
                                                                            business owners who owned their own
                                                                            buildings were in a better position to survive.

                                                                            Also restaurants really need to reinvent—how
                                                                            can they do that? Kiosks? Pay at the Table? QR
                                                                            code payments? Delivery? Curbside pickup?
                                                                            Hiring servers in restaurants has not been
                                                                            easy; many found new jobs. And restaurants
                                                                            need to also realize that going to a restaurant
                                                                            is about being served. And if you take away
                                                                            "service," can your restaurant survive? I have
                                                                            seen restaurants number spaces outside
                                                                            for curbside pickup, create a to-go/pick-up
                                                                            area, and take away a few tables to serve the
                                                                            customers better.

                                                                            Retailers need to get busy and make websites.
                                                                            Many still do not get it. We put together a
                                                                            lot of information on how and where to get
                                                                            loans. We reached out by phone to see how
                                                                            people were doing. We also had a few clients
                                                                            pass away in the past two years; some of them
                                                                            had been clients for over a decade.
                                                                            4. This is still a great business. It's time to get
                                                                            creative. There are new products, alternative
                                                                            payment methods brewing. The thing I
                                                                            love about this business is that  it is always
                                                                            changing. We are in a time when there are
                                                                            a lot of bills in Congress that threaten small
                                                                            and midsize businesses. Hopefully, we will
                                                                            not see anything like the recession we saw in
                                                                            2008-2009. Since we are experienced and have
                                                                            been in the business for over 20 years, we will
                                                                            figure it out.








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