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              statement. "Those who are more financially literate   business during the pandemic, the fintech community
              are more likely to plan and save for retirement, to   brought them digital tools to survive business shutdowns,
              have non-retirement savings and to better manage   self-attended solutions to overcome labor shortages and
              their debt; they are also less likely to be financially   advanced logistics to bridge gaps in the supply chain.
              fragile."
                                                                As  the  pandemic  recedes  from  view,  fintechs  continue
            • Access One Solutions:  George Sarantopoulos,      to collaborate on causes that are bigger than any one
              founder and CEO of Access One Solutions Inc., con-  company, country, nationality or race. As people who
              gratulated Obsidian Banking for its commitment to   routinely solve problems with technology, it's only natural
              financial literacy and empowerment. The two com-  for fintechs to apply their unique tools and skill sets to any
              panies are in discussions. "We're happy to be work-  type of challenge, not just the ones their channel partners,
              ing with Obsidian Banking because we believe in   merchants and customers are facing, but the big economic,
              what they're trying to accomplish," he said. "If we   environmental and geopolitical issues of our time.
              want, fintechs can seize this moment and change
              the world and no one has to stay unbanked."       Financial inclusion has long been a major issue, especially
                                                                for  Black  Americans.  When  Damon  Kirk  and  Steven
        Contributions continue to pour in from high-profile angel   Farrar set out to close the wealth gap, they began with a
        investors, fintechs and financial institutions, some of   single smooth stone made of molten lava, called Obsidian.
        whom  are currently  under  non-disclosure  agreements,   According to legend, Obsidian has healing powers and
        Farrar reported.                                        forms a shield against negativity while stimulating
        Block negativity, stimulate growth                      growth. The recipe appears to be working.
        Most professionals experience peaks and valleys in their   Dale S. Laszig, senior staff writer at The Green Sheet and managing
        careers. At times, challenges may seem insurmountable,   director at DSL Direct LLC, is a payments industry journalist and content
        but these occasions bring out the best in people. When   strategist. Connect via email  dale@dsldirectllc.com, LinkedIn  www.
        retail  and  hospitality  merchants  struggled  to  stay  in   linkedin.com/in/dalelaszig/ and Twitter @DSLdirect.
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