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Education





        "The other is my personal favorite.   mentors and friends who helped guide us in this complex payments world.
        When people would ask why he did      Here is my top advice:
        things a certain way or made certain
        decisions, he would respond, 'I have   "1. Grind on. Just like any other business, you are going to come to a point when
        to be able to sleep straight in bed at   you question yourself—a lot. Put your head down and grind on. It's a season,
        night.' It applies in all facets of a busi-  and it passes. Stay focused on the prize, and as my mentor would say,]put your
        ness, the way you treat your employ-  head down and keep grinding.'
        ees, the way you treat your vendors,
        and the way you treat your custom-    "2. Find a partner with good solutions, great service and that is ethical. And
        ers. It is important to always act with-  when you do, know how rare it is, and hold on to them! The right partner will
        in your ethical comfort zone, to treat   help you grow. You need a great partner, so you can focus on acquiring ac-
        others with respect, and to know at   counts, and trust that your partner will take care of your merchants. Your time
        the end of the day that you acted in a   should be spent more on selling and less on operations and support.
        fair and honest manner."
                                              "3. Find a niche and get to know it inside out. Become expert in it. When I
        From Michael Baron                    started, I gravitated towards petro and lodging. I learned how petro works,
        Next, we continue with more guid-     found pump vendors who do the reprogramming, and created a list of referral
        ance from Michael Baron:              sources. Find your niche and own it."
        "Know your weaknesses and learn       Dee Karawadra is president and CEO of Impact PaySystem. Since 2001, Impact
        how to deal with them," Baron said.   PaySystem has been a leading provider of payment processing technologies
        "Selling is tough. It comes with rejec-  and services to merchants throughout the United States. Dee can be reached at
        tion and insecurity. Stay strong. If   dee@impactpays.com.
        you are having a great day, then push   From Hawkins Siemon
        your luck as far as it will take you.
        And, if you are having a crappy day,   Next, are insights provided by industry veteran Hawkins Siemon.
        keep at it until you achieve success.
        When I used to shoot hoops with my
        son we would not quit until we got
        the shot we were trying to make. We
        never quit on a missed shot.

        "Two final pointers. Align yourself
        with an organization that values you,
        your ability and supports what you
        bring to the organization. Secondly,
        listen. Most salespeople do not listen         HOLIDAY PAYMENT
        and miss what it is that their clients
        really want. Lastly, get out of bed in
        the morning!"                                            SOLUTIONS

        Baron has been in the industry for
        more than 30 years and represents                  ACH • LEVEL III • EMV
        several  ISO  organizations. He can
        be  reached  via  email  at  mbaron954@
        gmail.com.                                            WEB • RECURRING
        From Dee Karawadra
                                                                CASH DISCOUNT
        Dee Karawadra  is undoubtedly a
        name familiar to Street Smarts                    CUSTOMER DATABASE
                                        SM
        readers. He wrote the column for the
        first time from April 2007 through
        March 2008, and again with his wife
        Emily Karawadra from April 2019                       C A L L   F O R   A   D E M O
        through March 2020. When asked for                    8 0 0 - 2 9 6 - 4 8 1 0
        his advice, he said the following:

        "Having been in this business for
        over 23+ years, I have had many great
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