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        AI selling:                                             Instead of getting deep in the weeds on pricing, send a
                                                                secure link to your prospect's connected device. Let them
        run, don't walk                                         create a proforma on the fly by uploading statements or
                                                                entering basic data, and let artificial intelligence do the
                                                                rest. Your digital assistant can show prospects how to
                                                                lower costs and boost profits while you stay engaged and
                                                                focused on relationship value.

                                                                In merchant services, the way you demonstrate value
                                                                and differentiate from competitors begins and ends with
                                                                technology. Why not harness advanced AI to close sales
                                                                and open relationships?

                                                                Selling 4.0. isn't about locking someone into a contract
                                                                or  making  them  dependent  on  you.  It's  about forging
                                                                a true partnership of equals. It's about providing tools
                                                                and technology that enable merchants to control their
                                                                businesses from anywhere.
                                                                Digital fluency

                                                                Merchant level salespeople (MLSs) were digital
                                                                before digital was cool. As companies embrace digital
                                                                transformation in the post-pandemic era, MLSs have a
                                                                strategic advantage as one of the earliest groups to promote
        Adrian Talapan                                          digital solutions, payments being just one of them. Even
        Fee Navigator                                           payment transactions have evolved from authorization
                                                                and settlement to agile, transparent interactions.
              f you're selling merchant services, you've probably
              heard you're only as good as your last sale. Sales   As we evolve from standalone POS to integrated systems
              managers in the 21st century aren't looking back;   and software-as-a-service, merchants are becoming
        I they're looking ahead and expect their teams to do    more technically savvy and MLSs are becoming more
        the same.                                               consultative. The digital commerce ecosystem is built
                                                                on open source communications, APIs and advanced
                                                                automated technologies. It takes more than industry
        There's been a paradigm shift in how we sell products and   knowledge to succeed. It takes digital fluency.
        services and communicate with customers and prospects.
                                                                Want to demonstrate the power and reach of your services
        You've probably heard of the "race to the bottom," when   and improve your closing ratio? Let your tech help move
        your sales pitch is all about price. It makes sense to   the conversation from presentation to application signing
        lead with value-added services  and  vertical  industry   in these proven ways:
        knowledge, but at some point your prospects will ask
        what these services cost. You need to be ready.             • AI-powered instant merchant statement analysis:
                                                                      Send a personalized link to your prospect to gen-
        Don't let anyone tell you price is a bad thing. Businesspeople   erate an instant analysis or offer this capability on
        care about the bottom line and make decisions daily based     your website. This will demonstrate your techni-
        on price, bringing previous experiences and expectations      cal know-how and ability to deliver services on de-
        to the table.  If you look uncomfortable, embarrassed or      mand.
        unsure about your offerings, your prospects will probably
        feel the same way and may even wonder what you're           • Calculators: Share a calculator with your prospect
        hiding.                                                       to help them evaluate options, and use predictive
                                                                      analytics to guide decisions on pricing and service
        Selling 4.0                                                   models.

        As every salesperson knows, being asked, "how much?" is     • Integration with everything: Merchants use differ-
        a bonafide buying sign. How you respond in that moment        ent systems, and your ability to deliver the custom
        will make the difference between a yes and maybe.             solutions they need—fast, cost-effective, and se-
        Here's the challenge: payment processing is complicated.      cure—makes the difference.
        Transactions are evaluated and priced individually, in real
        time, by complex rules engines and interchange tables.      • Instant customized offers: Maintain momentum
                                                                      and confirm discussion points by sending an in-
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