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Letter from the editor





                  rtificial intelligence is no longer a futuristic
                  concept; it’s already reshaping how pay-
                  ments professionals work, think and plan.
        A To explore this, we asked members of our
        advisory board to share how they’re using AI in their
        businesses and what they’ve observed across the wider
        payments landscape. Their responses reveal a range
        of  real-world  applications,  from  fraud  detection  and                 Let us help you
        contract analysis to onboarding, sales enablement and
        merchant support. Some innovations are still in early                   reach your target
        stages; others are delivering measurable results right
        now. It's clear that AI, when paired with human insight,
        has the potential to significantly enhance efficiency,                    audience today!
        accuracy and decision-making. Green Sheet  Advisory
        Board  members'  insights  shared  in  this  issue's  lead
        article reflect a mix of enthusiasm, caution and practical
        wisdom, and offer specifics on how AI is transforming
        our industry.
                                                                      Some of the options available to
        One industry veteran featured herein also focused on AI,
        discussing how AI-powered routing is revolutionizing        customize to target your audience
        digital payments, helping businesses reduce costs,
        increase approval rates and boost revenue. Another
        expert emphasized how ISOs and MLSs must embrace
        smart routing and single-account cross-border payments
        or risk losing more ground to competing platforms. Other
        writers delve into how tokenization, name validation
        APIs and other tools are reshaping security, compliance
        and maybe even our relationship with memory; how, as
        retail seasons stretch ever earlier, agents can seize new
        opportunities—from Summerween to Christmas; ways
        in which global trade shocks from new tariffs are testing
        payment systems, making resilience a necessity; and                                 Custom Video
        what truly builds trust in stablecoin design.            Targeted Email Campaigns
                                                                 Sent to Green Sheet’s exclusive-  Mini commercials that focus
        News briefs include the rapid growth of real-time and    mailing list of readers working   your services directly to our
                                                                    Small advertising budget? No problem.
        same-day payment networks, with The Clearing House’s     in our industry.           industry audience.
                                                                  Consider the versatility of our resource guide listings.
        RTP and the Federal Reserve’s FedNow processing
        billions in high-value transactions and achieving record   “Your success  Have you called for  Let us help you   In Print
                                                                                             Online
                                                                    is our success!”
                                                                    - Danielle Thorpe
        volumes; a surge in same-day ACH, with 662.4 million        The Green Sheet, Inc.  your personalized  piece together your perfect   Front Page Option
                                                                    VP Media Partnerships
                                                                       virtual tour yet?
                                                                            advertising campaign to
                                                                             grow you buisness.
        payments totaling nearly  $1.9  trillion in  the first half   The Green Sheet    •  Ability to purchase on a
                                                                                               (to a mini ad):
        of  2025;  U.S.  lawmakers'  work  to  preserve  cash  as  a   www.greensheet.com  quarterly basis.
                                                                     707-284-1684
        payment  option,  citing  its  importance  for  unbanked    customized adverting   Customized advertising   •  4 equal quarterly
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                                                                                            Spotlight Innovators
                                                                     more about our
                                                                     Call Danielle directly
                                                                              SPOTLIGHT
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                                                                    The Green Sheet
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                                                                             company and budget.
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        consumers; the planned elimination of the penny in          C C C C C C C C C C C C Call me today!   y! y! y! y! y! y! y! !  Danielle Thorpe, Asst. VP Media Partnerships PARTNERSHIPS  payments as an option.
                                                                     or drop her a note
                                                                     company today!
                                                                    danielle@greensheet.com
                                                                          “Your success is our success!”
                                                                     707.284.1686
                                                                                 Your
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                                                                                            Individualized web pages
                                                                                Company
        2026, which could result in a “rounding tax,” potentially   Let me help    personalized company web space  •  discounts for longer
                                                                                Logo
                                                                    you with your
                                                                                          term listings!
                                                                                You now can have your own
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                                                                                            focusing on innovators in our
                                                                    success.
                                                                               www.greensheet.com/yourcompanyname
        costing consumers over $6 million annually; and PayPal's    Y Y Your success is  D D D D a aniellle Thoor epe r pe  tn n nersh ne ne rs sh rship p p s  Articles from or about your company  Assistant Vice President of Advertising Sales  800-757-4441
                                                                             Personalized News from the Wire
                                                                    our success!
                                                                                            industry.
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                                                                            Your executive online ads & videos
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                                                                             Call me for the details today!
                                                                                  danielle@greensheet.com
                                                                       Asst. VVP Meedia Partn rships
        planned launch of global platform PayPal World to unify
        major payment systems and digital wallets, potentially   Resource Guides
        expanding its reach to over 2 billion users.             Mini ads that can be seen with
                                                                 online/front page options
        And that's not all. Check out the updates on new         available.
        appointments,    acquisitions,  research,  partner-
        ships and other milestones; product profiles; inter-
        views; and upcoming industry events. Questions?         MORE OPTIONS AVAILABLE EMAIL US TODAY!
        Email  greensheet@greensheet.com. Have news to share?
        Email press@greensheet.com. Thank you for reading!                    RICK@ GREENSHEET.COM
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