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Spotlight Innovators





        safe from outside intruders,” said Ben Goretsky, CEO at   The strength of the security behind USAePay’s gateway is
        USAePay. “This means the savvy merchant will want       also ubiquitous, meaning the technology and the security
        to know details about gateway up time, credentials and   standards that back it up, apply to all of their channels
        version upgrade practices before they sign on with any   of  business.  This  gives  USAePay  an  economies-of-scale
        merchant  services  provider,  POS company or  payment-  advantage over some other gateway service providers
        enabled software maker.”                                and helps the security experts at USAePay concentrate
                                                                on one, end-to-end solution that is always secure and
        Due diligence pays off                                  operationally sound.

        Of course, if you’re one of these service providers, you will
        also want to strategically align with a gateway partner   If you would like to know more about USAePay’s security
        that will back you and your customers up every step of the   practices,  gateway  technology  or the solution set  we
        way. Therefore, you’ll need to do up-front due diligence   provide for your business channel, please visit our website
        to review security practices and how a gateway service   or contact us directly at 1-866-USAePay.
        provider’s overall support model works long before
        you forge a partnership agreement or begin boarding
        customers.

        Additionally, it is good to know what practices the third-
        party gateway provider has in place for communicating
        critical information about security practices and
        certifications both to you, and more importantly, to your
        customer. If you’re looking to integrate a third-party
        gateway into your software, you’ll also want to be assured
        the gateway partner is completely forthcoming about their
        internal practices for upgrading security standards, and
        staying abreast of the latest security initiatives within the
        payments industry.                                               or over two decades Humboldt Merchant

        A stellar record                                                 Services has been the premier provider of credit
                                                                         card processing solutions for high-risk or hard-
        “USAePay offers a documented 99.99% up-time and  F to-place merchants, offering competitive pricing
        integrity record and an uncompromised promise that      and first class service. Combining dedication with knowl-
        our technologies are always in compliance with the latest   edge and a primary focus on customer satisfaction, HBMS
        security standards within the industry,” continued Martin   has grown to become a leader in the credit card processing
        Drake, President at USAePay.                            industry. Offering superior processing, and the latest in
                                                                payment acceptance solutions, we are at the forefront of
        USAePay is working around the clock to ensure security   innovative payment thinking.
        standards are always above par with the industry’s
        requirements. The company’s #1 ambition is to “always be   What’s New:
        in compliance” and this commitment shows through in
        security standards above par, their success in maintaining  Removing risk as a
        the constant effort that is invested in keeping USAePay’s

        a 99.99% documented integrity record, and the continuous
        improvements they are making to their technologies to   selling barrier
        enhance security and reduce risk.
        USAePay is also careful to only align with merchant                ave you ever been unable to board a merchant
        services, software and POS partners that are equally as            account due to risk restrictions? Did you have
        committed to security as they are, and those who will              a backup option for them? Are you currently
        keep an open communication channel intact to always     H working with a processor that specializes
        work collaboratively on risk and security.              in underwriting business types that require extra assur-
                                                                ances?
        Communication is also a key element to USAePay’s support
        package.  It  doesn’t  matter  if  the  relationship  involves   Unless you’re  a  pro  at  writing  hard-to-place  business,
        a white-labeled program or is direct facing; USAePay    you probably aren’t spending much time prospecting
        understands their role in passing critical security-related   companies in those sectors, or hunting for a capable, risk-
        information through the partner and ensuring the right   friendly service provider. In fact, you may even shy away
        information gets to the end user.                       from hard-to-place business altogether, simply because



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