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CompanyProfile






                                                                                     ISO/MLS contact:
                                                                                            Dave Yohe
                                                                          Vice President of Marketing
                                                                                        602-443-5948
                                                                              dave@mybillingtree.com
                                                                             https://mybillingtree.com

                               Innovation distinguishes


                                 a leader from a follower





                  dgars Sturans, President and Chief  Executive   Yohe said Compliance Coach can also be useful in
                  Officer of Billing Tree Inc. (BillingTree),    fulfilling compliance requirements. "When an employee
                  believes that since competing on price rarely   has completed the course, we can document that we gave
        E wins new customers anymore, it's up to inno-           them training," he said. "So it's got a real value to not only
        vation to make the difference, and that is why BillingTree   the education component, but the ability to be able to
        develops its own software. "You have to consider what    audit and confirm who has gone through the course work
        real value processors can offer," he said. "If it is just the   and provide proof that you have trained your employees."
        processing itself, that is becoming a commodity; offering
        a broader solution is definitely a necessity."           Processing solutions for all
                                                                 BillingTree  prides  itself  on  offering  a  variety  of
        BillingTree provides customers a holistic solution suite   competitively priced, flexible transaction processing
        called myPayrazr, a flexible platform solution designed   solutions for customers, including credit and debit card,
        to easily accommodate customers' needs. Dave Yohe, the   mobile, text, automated clearing house, phone and web
        company's Vice President of Marketing, said, "There is a lot   payments.
        of value in having an integrated solutions suite designed
        to work together while also being flexible enough with an   "I think our pricing is very competitive, probably more
        open API system to be able to go out and actually work   so than some legacy products, especially when you also
        with other systems as well."                             count in all the feature functionalities that we are adding
                                                                 to the package," Sturans said. "At the same time, some
        Yohe added that BillingTree can accommodate a business   legacy type systems don't update their software and aren't
        with a significant number of custom integrations done    as flexible as our technologies."
        through a specific service provider, such as an interactive
        voice response system provider. "If they just want to    In addition, the company also offers underwriting and
        include that into our ecosystem, we can also pull that in,"   full-service customer support. "Our customer service
        he said. "I think that's the real key differentiator to the   and our in-house underwriting helps guide customers
        myPayrazr suite."                                        through the steps of getting underwritten and obviously
        Being prepared is half the victory                       finding the right type of services that they need," Yohe
                                                                 said. "And then the post support extended once they are
        Sturans believes regulations in the payments industry will   up  and  running,  addressing questions about  whether
        increase over time, and ISO owners who aren't prepared   something posted or if there is a need to help somebody
        for this could be at risk and get left behind. "I don't see   because they have double batched or something. We have
        compliance and regulations slowing down in any way,"     a fantastic in-house support team for our customers in the
        he said. "There are many state laws that are coming out   U.S."
        or that already exist, where payment processors are being
        held responsible for knowing their clients more and more.   Sturans sees having an integrated all-in-one approach as
        Those are definitely risks that are going to increase, not   the key going forward into the future for BillingTree. "We
        decrease."                                               see for BillingTree that the integrations model has been
                                                                 working for us and it has been getting us into some other
        To help navigate the regulatory landscape, BillingTree   markets that we are jumping into," he said. "We think that
        offers a free e-learning resource to its customers called   a consultative, multichannel approach and having the
        Compliance Coach that helps customers understand the     consolidated data across all platforms is something that
        regulatory changes occurring in the payments industry.   is going to take us into the future."


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