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Spotlight Innovators




        said Leonard Garcia, vice president of sales at Humboldt   marketplace. Additionally, they offer an unparalleled
        Merchant Services (HBMS). “Therefore, it is uncommon    level of sales income opportunity, due to high and
        for sales representatives to ever reach a point where they   consistent sales volumes, as well as competitive mark-up
        are experienced enough to feel confident about placing   opportunities.
        these companies.”
                                                                “Humboldt Merchant Services has proudly and
        Industry expertise is the key                           consistently served the merchants that are commonly
        Fortunately, there are a handful of service providers in   rejected by other processors,” stated Adam McDonald,
        the industry that are established and well positioned as a   HBMS president. “We’ve spent two decades perfecting the
        specialty service provider for merchants that fall into hard-  review process and underwriting techniques required to
        to-place industry brackets. However, outside of HBMS,   wholesale these accounts through to the processors that
        none offer two decades of reputable service to merchants   trust our in-house review tactics and will board them
        in the higher-risk markets, or a well credentialed in-house   without additional red tape.”
        underwriting team that specializes in boarding them
        quickly and efficiently.                                If you are a payment sales professional looking for a source
                                                                to board business opportunities you would normally pass
        HBMS offers competitive, secure and reliable payment    by due to the industry type or boarding difficulty, HBMS
        processing solutions to a myriad of merchant industries   invites you to tour our website to become more familiar
        that are legally operating businesses, but are still    with our practices and service levels. We would also be
        considered hard-to-place accounts due to additional     happy to provide you with references from our sales
        underwriting requirements. Examples of these industries   partner community and merchants we serve.
        include nutraceuticals, extended warranty, firearms and
        ammunition, electronic cigarettes, bail bond issuers, direct   Our track record is tried and true, and we have taken the
        marketing, and buying clubs, as well as card-not-present   guesswork out of what it takes to serve the higher-risk
        (CNP) merchants falling into the dating, adult content,   merchant marketplace. In addition, we offer the same
        free trial and online tobacco categories.               level of exemplary service to traditional CNP merchants
                                                                that may not fall under these hard-to-board business
        Opportunity awaits you                                  categories, but still require additional underwriting
                                                                review to qualify.
        While these types of accounts may seem obscure and
        unworthy of the time it perceivably takes on the sales front   With a selling partnership in place with HBMS, you’ll be
        to ensure all the underwriting requirements are fulfilled,   able to take full advantage of this expertise, along with
        they also make up a large segment of the merchant       our rapid review and merchant account setup expertise.
                                                                            You and your merchants will also benefit
                                                                            from a full menu of services HBMS offers to
                                                                            every U.S. and Canadian customer, including
                                                                            multi-currency conversion, compatibility
                                                                            with multiple payment gateways and daily
                                                                            chargeback reporting. We also offer in-house
                                                                            support for customer inquiries, statement
                                                                            questions and chargebacks. In addition,  for
                                                                            specialty cases, we also offer custom payment
                                                                            solutions,  and   additional  chargeback
                                                                            management and fraud reduction tools.

                                                                            If you are interested in what HBMS can offer
                                                                            you and your merchants, we would love to
                                                                            walk you through the steps of becoming
                                                                            an HBMS sales partner. Please contact us at
                                                                            877-387-5642 and get started with enhancing
                                                                            your merchant portfolio and your residuals
                                                                            today.











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