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        NAC2018 celebrates                                      provided insights into a variety of emerging technologies.
                                                                Following are additional conference highlights:
        independent ATM                                           •  U.S. ATM locational study: Chris W. Bayard, Ph.D.,
                                                                     associate professor, Coggin College of Business
                                                                     University of North Florida, shared data on where
        deployers                                                    U.S. ATMs are located and their important role in
                                                                     providing convenient cash access.
                                                                  •  The State of Cash in America: David Lott, payments
                    ore than 650  ATM industry stakeholders          risk  expert/retail payments  risk forum, Federal
                    attended The National ATM Council's sixth        Reserve Bank of Atlanta, presented the latest
                    annual convention and expo held in October       information and insights from the Fed. "Cash [with
        M at Bally's Las Vegas. Bruce Renard, NAC                    debit and credit] remains one of the top three ways to
        executive  director,  attributed  the  not-for-profit  associa-  make payments," Lott stated.
        tion's year-over-year growth to its hard-working staff and   •  Obtaining and maintaining bank accounts for
        committee members and an expanding roster of sponsors,       your ATM business: Legal experts shared advice on
        exhibitors, members and supporters.                          banking industry best practices. Panelists included
                                                                     attorney George LeMaistre Jr., lobbyist Palmer C.
        Renard thanked NAC members who participated in the           Hamilton, Switch Commerce director of finance Paul
        council's "ATMs across America" initiative, who traveled     Willingham, Metabank director of ATM sponsorship
        to Washington, D.C. to meet with key policymakers.           LeRoy Huntimer and Metabank chief legal officer
        Their input provided federal bank regulators and ranking     John Hagy.
        members of Congress with insight into ATM-related
        issues, he said. George Sarantopoulos, chair of NAC's   NAC Security Academy
        board of directors and CEO of Access One, said progress
        has been made on  many  fronts,  but independent  ATM   NAC security committee chair Stephen Joseph, business
        deployers and operators continue to face bank closures   development manager, banking and finance at Axis
        and legislative challenges. "We also are remaining ever   Communications, introduced several security discussions
        vigilant to thwart adverse state and local legislation and   as  part  of  NAC's  Security  Academy  program.  Speakers
        ordinances that continue to pop up around the country   included:
        and target our industry," he stated.                      •  Keynote speaker John Lapati, special agent, U.S. Se-

        Visa to support DCC                                          cret Service at U.S. Department of Homeland Securi-
                                                                     ty, reported on ATM-related crimes and coordinated
        Visa Inc. executives Goran Ribar, director, global strategic   crime prevention efforts among U.S. law enforcement
        initiatives, and Hitesh Patel, senior director, global       agencies.
        commercial planning and analysis, presented Visa's new    •  Dan Connolly, president of armed courier service
        global policy of authorizing dynamic currency conversion     and ATM service company ACSATM, presented on
        (DCC) at U.S. ATMs. The card brand has supported DCC         ATM physical security best practices.
        in other global markets and will support the practice in
        the United States beginning in April 2019. NAC's recent   •  Patrice Rullier, managing director at Oberthur Cash
        petition  to  Visa  in  support  of  DCC  was  a  contributing   Protection, presented on intelligent forms of cash
        factor in the decision, they stated.                         protection systems designed to detect attempted at-
                                                                     tacks and theft.
        "In evaluating all aspects of the decision, one concern   NAC2019 and beyond
        was that [Visa] cardholders would have a suboptimal
        experience, but we mitigated that concern by putting    Sarantopoulos said next year's conference will be held Oct.
        together a comprehensive program that will require      15 to 17, 2019, in Las Vegas. He urged NAC members to
        processors to certify their solutions before offering DCC,"   help the organization address the industry's most pressing
        Ribar said. Ribar expects the program to be a win-win   issues and establish a grass roots network that protects the
        for all participants, providing consumers with pricing   interests of the entire ATM industry value chain.
        transparency and ATM acquirers and operators with
        additional revenue streams. "Cardholders must be able   NAC's conference series reflects the diversity, technology
        to view all relevant information and have a record of the   and resilience of ATM operators, Sarantopoulos noted. "We
        transaction when they leave the premises," he added.    have managed to survive the challenging introduction of
                                                                EMV [Europay, Mastercard and Visa] in America," he said.
        Diverse topics, entertainment                           "Little did we know that our greatest challenge would
        NAC  members were  informed  in  other  presentations   turn out to not to be EMV, but instead just being able to
        about new opportunities in bitcoin and cryptocurrencies,   keep a bank account."
        gaming, and sports betting. Flash demonstrations

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