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        that use credit card information for payment authorization and settlement and   By removing payment card data
        that are sold, distributed or licensed to third parties," Barnett said. "We save   from PCI DSS scope, call centers can
        payment application partners valuable time and costs that would otherwise   increase efficiencies, reduce costs
        have gone towards achieving the certification themselves."                 and improve profits. Additionally,
                                                                                   enhancing security facilitates better
        Flexible, scalable architecture                                            working conditions. Customer ser-

        Cardprotect 4.0 uses open architecture that is designed to be flexible, scalable   vice representatives are no longer re-
        and easy to deploy. The application seamlessly integrates with leading pay-  stricted to stringent cell phone poli-
        ment processors, gateways, customer relationship management solutions and   cies or Internet access, which creates
        call center technologies, Barnett stated.                                  a happier workplace environment,
                                                                                   Barnett added.

                                                                                   Noting that a majority of U.K. busi-
                                                                                   nesses are cloud-based, Barnett said
                                                                                   he has seen more technical diversity
                                                                                   in the U.S. market and offers compa-
                                                                                   nies the following three options:
                                                                                     1. Pure Cloud: Semafone manages
                                                                                     the company's telephony and secu-
                                                                                     rity, removing data from scope.

                                                                                     2. Hybrid Cloud: Semafone man-
                                                                                     ages security in the cloud while
                                                                                     telephony remains on site at the
                                                                                     company.

                                                                                     3. On-premise services: Partner
                                                                                     manages telephony and security
                                                                                     services on site, embedding Sema-
                                                                                     fone security solutions into exist-
                                                                                     ing infrastructure.

                                                                                   "From  a  user  perspective,  Cardpro-
                                                                                   tect 4.0 balances robust security with
                                                                                   an excellent customer experience,"
                                                                                   Barnett said. "As we move forward
                                                                                   with  new channels,  we will  con-
                                                                                   tinue to work closely with payment
                                                                                   providers to protect SMS, voice, chat
                                                                                   and other emerging technologies in
                                                                                   the omnichannel marketplace."



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